If a deceased person contributed sufficiently to the Québec Pension Plan, his or her family can qualify for survivors' benefits of 3 types:
Did the deceased person contribute sufficiently?
For deaths before 1 January 2013, the Régie takes into account only the contributions made by the deceased before he or she began receiving a retirement pension under the Plan. The death of a worker gives entitlement to survivors' benefits if the worker contributed to the Québec Pension Plan:
- for at least one third of the period during which he or she could have contributed and for at least three years
- for 10 years
For deaths on or after 1 January 2013, all contributions made by the deceased are taken into account to determine eligibility for survivors' benefits, regardless of whether the contributions were made before or after a retirement pension began being paid.
What is the "contributory period"?
For everybody, whether or not they work, the contributory period begins in the month following the 18th birthday, or on 1 January 1966 if a person turned 18 before that date.
The contributory period ends at the end of the first of the following months:
Filing an application...
- the month preceding the one in which a retirement pension begins
- the month of the 70th birthday
- the month of death
Application for Survivor's Benefits