Régie des rentes du Québec

Characteristics of a life income fund (LIF)

A life income fund is a special registered retirement income fund (RRIF) into which a person can transfer the amounts that are in his or her supplemental pension plan or locked-in retirement account (LIRA).

Unlike RRIFs, which have no ceiling on withdrawals, it is not possible to withdraw from an LIF more than the maximum authorized for the year.

To receive a retirement income from an LIF

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