LIRAs and LIFs

Locked-in retirement accounts (LIRAs) and life income funds (LIFs) are transfer instruments used to transfer amounts that have accrued in supplemental pension plans (also called pension funds or pension plans).

An LIRA is a retirement savings vehicule, while an LIF is used to draw a retirement income (withdrawal).

LIRAs and LIFs governed by the Supplemental Pension Plans Act are under the supervision of Retraite Québec.

For more information about LIRAs and LIFs:

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