Régie des rentes du Québec

Defined contribution pension plans

In a defined contribution pension plan, the amount of the contributions is set in advance. The amount of the eventual retirement income is not set in advance.

A member's retirement income will depend on several factors, including the total amount accumulated in his or her account:

  • the member's contributions, if any
  • the employer's contributions
  • sums transferred to the member's account, if any
  • interest earned

Everything you need to know about this type of plan...

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