Amount of a disability pension

In 2012, the maximum payment is 1 185,47 $ a month. This sum is made up of:

• a fixed portion of 445,47 $, paid to every beneficiary
• a variable amount based on the employment earnings recorded under the contributor's name for the Québec Pension Plan

If a person is receiving an indemnity from the Société de l'assurance automobile du Québec (SAAQ) following an automobile accident that resulted in a disability recognized by the Régie des rentes du Québec, specific rules apply to pension payment. To find out more, call the Régie. Note that the Régie pays the pension for a disabled person's child.

If salary insurance or disability insurance benefits are being paid by an insurance company or other private source, an amount equal to the disability pension payable by the Régie is usually deducted from those benefits.

The disability pension is taxable

At the beginning of each year, the Régie sends beneficiaries a Relevé 2 slip that they must enclose with their income tax return. The slip shows the amount that they received during the preceding year as a disability pension beneficiary.

Income tax deductions?

Beneficiaries can ask us to deduct income tax at source by telling us the amount to be deducted.

To find out more about the amounts workers and their families could receive at retirement, or in the event of death or disability...

Every 4 years, the Régie mails a Statement of Participation in the Québec Pension Plan to all contributors. It can also be consulted at any time online.

What does a Statement of Participation show?

• The earnings on which contributions were made to the Québec Pension Plan and the Canada Pension Plan.
• An estimate of the amount of the disability pension to which a worker could be entitled if deemed to be disabled.
• An estimate of the amount of the retirement pension that could be paid at age 60 (or the date of the Statement) and at age 65, on the basis of the earnings recorded.
• An estimate of the amount of the retirement pension that could be paid at age 60 (or the date of the Statement) and at age 65, if the worker continues to contribute on earnings similar to those already recorded.
• An estimate of the amount of the surviving spouse's pension and the other benefits to which the worker's family could be entitled if the worker were to die.