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Québec Pension Plan Figures - Archives

Basic information 2010
Maximum Pensionable Earnings 47 200 $
Basic exemption 3 500 $
Contribution rate 9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %) 2 163,15 $
Maximum contribution for self-employed workers (9,9 %) 4 326,30 $
Indexation rate for benefits as
at 1 January 2010		 0,4 %

Maximum amounts for pensions
beginning in 2010(1)

Retirement pension
- age 65 934,17 $
- age 60 (70%) 653,92 $
- age 70 (130%) 1 214,42 $
Disability pension 1 126,73 $
Orphan's pension and pension for a disabled person's child 68,22 $
Surviving spouse's pension(2)
- beneficiary under age 45
without dependent children, not disabled 459,43 $
with dependent children, not disabled 745,93 $
disabled, with or without dependent children 776,41 $
- between ages 45 and 64 776,41 $
- age 65 or over 560,50 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2010 and who were not receiving a retirement pension.

Basic information 2009
Maximum Pensionable Earnings 46 300 $
Basic exemption 3 500 $
Contribution rate 9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %) 2 118,60 $
Maximum contribution for self-employed workers (9,9 %) 4 237,20 $
Indexation rate for benefits as
at 1 January 2009		 2,5 %

Maximum amounts for pensions
beginning in 2009(1)

Retirement pension
- age 65 908,75 $
- age 60 (70%) 636,13 $
- age 70 (130%) 1 181,38 $
Disability pension 1 105,96 $
Orphan's pension and pension for a disabled person's child 67,95 $
Surviving spouse's pension(2)
- beneficiary under age 45

- without dependent children, not
disabled

 449,47 $

- with dependent children, not
disabled

 734,82 $

- disabled, with or without dependent
children

 765,18 $
- between ages 45 and 64 765,18 $
- age 65 or over 545,25 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2009 and who were not receiving a retirement pension.



Basic information 2008
Maximum Pensionable Earnings 44 900 $
Basic exemption 3 500 $
Contribution rate 9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %) 2 049,30 $
Maximum contribution for self-employed workers (9,9 %) 4 098,60 $
Indexation rate for benefits as
at 1 January 2007		 2,0 %

Maximum amounts for pensions
beginning in 2007(1)

Retirement pension
- age 65 884,58 $
- age 60 (70%) 619,21 $
- age 70 (130%) 1 149,95 $
Disability pension 1 077,49 $
Orphan's pension and pension for a disabled person's child 66,29 $
Surviving spouse's pension(2)
- beneficiary under age 45

- without dependent children, not
disabled

 437,76 $

- with dependent children, not
disabled

 716,15 $

- disabled, with or without dependent
children

 745,77 $
- between ages 45 and 64 745,77 $
- age 65 or over 530,75 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2008 and who were not receiving a retirement pension.



Basic information 2007
Maximum Pensionable Earnings 43 700 $
Basic exemption 3 500 $
Contribution rate 9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %) 1 989,90 $
Maximum contribution for self-employed workers (9,9 %) 3 979,80 $
Indexation rate for benefits as
at 1 January 2007		 2,1 %

Maximum amounts for pensions
beginning in 2007(1)

Retirement pension
- age 65 863,75 $
- age 60 (70%) 604,63 $
- age 70 (130%) 1 122,88 $
Disability pension 1 053,74 $
Orphan's pension and pension for a disabled person's child 64,99 $
Surviving spouse's pension(2)
- beneficiary under age 45

- without dependent children, not
disabled

 427,87 $

- with dependent children, not
disabled

 700,80 $

- disabled, with or without dependent
children

 729,84 $
- between ages 45 and 64 729,84 $
- age 65 or over 518,25 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2007 and who were not receiving a retirement pension.


Basic information 2006
Maximum Pensionable Earnings 42 100 $
Basic exemption 3 500 $
Contribution rate 9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %) 1 910,70 $
Maximum contribution for self-employed workers (9,9 %) 3 821,40 $
Indexation rate for benefits as
at 1 January 2006		 2,3 %


Maximum amounts for pensions
beginning in 2006(1)

Retirement pension
- age 65 844,58 $
- age 60 (70%) 591,21 $
- age 70 (130%) 1 097,95 $
Disability pension 1 031,02 $
Orphan's pension and pension for a disabled person's child 63,65 $
Surviving spouse's pension(2)
- beneficiary under age 45

- without dependent children, not
disabled

 418,54 $

- with dependent children, not
disabled

 685,86 $

- disabled, with or without dependent
children

 714,30 $
- between ages 45 and 54 714,30 $
- between ages 55 and 64 716,31 $
- age 65 or over 506,75 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2006 and who were not receiving a retirement pension.


Basic information 2005
Maximum Pensionable Earnings 41 100 $
Basic exemption 3 500 $
Contribution rate 9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %) 1 861,20 $
Maximum contribution for self-employed workers (9,9 %) 3 722,40 $
Indexation rate for benefits as
at 1 January 2005		 1,7 %


Maximum amounts for pensions
beginning in 2005(1)

Retirement pension
- age 65 828,75 $
- age 60 (70%) 580,13 $
- age 70 (130%) 1 077,38 $
Disability pension 1 010,20 $
Orphan's pension and pension for a disabled person's child 62,22 $
Surviving spouse's pension(2)
- beneficiary under age 45

- without dependent children, not
disabled

 410,31 $

- with dependent children, not
disabled

 671,62 $

- disabled, with or without
dependent children

 699,42 $
- between ages 45 and 54 699,42 $
- between ages 55 and 64 710,37 $
- age 65 or over 497,25 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2005 and who were not receiving a retirement pension.



Information 2004

Basic information

Maximum Pensionable Earnings 40 500 $
Basic exemption 3 500 $
Contribution rate 9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %) 1 831,50 $
Maximum contribution for self-employed workers (9,9 %) 3 663,00 $
Indexation rate for benefits as
at 1 January 2004		 3,2 %


Maximum amounts for pensions
beginning in 2004 (1)
Retirement pension
- age 65 814,17 $
- age 60 (70%) 569,92 $
- age 70 (130%) 1 058,42 $
Disability pension 992,77 $
Orphan's pension and pension for a disabled person's child 61,18 $
Surviving spouse's pension (2)
- beneficiary under age 45

- without dependent children, not
disabled

 403,18 $

- with dependent children, not
disabled

 660,12 $

- disabled, with or without
dependent children

 687,45 $
- between ages 45 and 54 687,45 $
- between ages 55 and 64 704,90 $
- age 65 or over 488,50 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2004 and who were not receiving a retirement pension.
Information 2003

Basic information

Maximum Pensionable Earnings 39 900 $
Basic exemption 3 500 $
Contribution rate 9,9 %
Maximum contribution for workers and employers (4,95 %) 1 801,80 $
Maximum contribution for self-employed workers (9,9 %) 3 603,60 $
Indexation rate for benefits as
at 1 January 2003		 1,6 %


Maximum amounts for pensions
beginning in 2003 (1)

Retirement pension
- age 65 801,25 $
- age 60 (70%) 560,88 $
- age 70 (130%) 1 041,63 $
Disability pension 971,23 $
Orphan's pension and pension for a disabled person's child 59,28 $
Surviving spouse's pension (2)
- beneficiary under age 45

- without dependent children, not
disabled

 395,31 $

- with dependent children, not
disabled

 644,28 $

- disabled, with or without
dependent children

 670,76 $
- between ages 45 and 54 670,76 $
- between ages 55 and 64 700,06 $
- age 65 or over 480,75 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2003 and who were not receiving a retirement pension.


Information 2002

Basic information

Maximum Pensionable Earnings 39 100 $
Basic exemption 3 500 $
Contribution rate 9,4 %
Maximum contribution for workers and employers (4,7 %) 1 673,20 $
Maximum contribution for self-employed workers (9,4 %) 3 346,40 $
Indexation rate for benefits as
at 1 January 2002		 3,0 %


Maximum amounts for pensions
beginning in 2002 (1)

Retirement pension
- age 65 788,75 $
- age 60 (70%) 552,13 $
- age 70 (130%) 1 025,38 $
Disability pension 956,02 $
Orphan's pension and pension for a disabled person's child 58,35 $
Surviving spouse's pension (2)
- beneficiary under age 45

- without dependent children, not
disabled

 389,13 $

- with dependent children, not
disabled

 634,18 $

- disabled, with or without
dependent children

 660,24 $
- between ages 45 and 54 660,24 $
- between ages 55 and 64 695,37 $
- age 65 or over 473,25 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2002 and who were not receiving a retirement pension.



Information 2001

Maximum Pensionable Earnings
Maximum Pensionable Earnings 38 300 $
Basic exemption 3 500 $
Contribution rate 8,6 %
Maximum contribution for workers and employers (4,3 %) 1 496,40 $
Maximum contribution for self-employed workers (8,6 %) 2 992,80 $
Indexation rate for benefits as
at 1 January 2001		 2,5 %


Maximum amounts for pensions
beginning in 2001 (1)
Retirement pension
- age 65 775,00 $
- age 60 542,50 $
Disability pension 956,02 $
Orphan's pension and pension for a disabled person's child 56,65 $
Surviving spouse's pension (2)
- beneficiary under age 45

- without dependent children, not
disabled

 381,26 $

- with dependent children, not
disabled

 619,17 $

- disabled, with or without
dependent children

 644,47 $
- between ages 45 and 54 644,47 $
- between ages 55 and 64 690,22 $
- age 65 or over 465,00 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2001 and who were not receiving a retirement pension.

Practical corner

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