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Québec Pension Plan Figures - Archives

Basic information 2011
Maximum Pensionable Earnings	48 300 $
Basic exemption	3 500 $
Contribution rate	9,9%
Maximum contribution for workers (4,95%) and employers (4,95%)	2 217,60 $
Maximum contribution for self-employed workers (9,9%)	4 435,20 $
Indexation rate for benefits as at 1 January 2011	1,7%
Amount for the death benefit	2500$

Maximum amounts for pensions beginning in 2011³
Retirement pension - age 65	960,00 $
Retirement pension - age 60 (70%)	672,00 $
Retirement pension - age 70 (130%)	1 248,00 $
Disability pension	1 153,34 $
Orphan's pension and pension for a disabled person's child	69,38 $
Surviving spouse's pension⁴ - beneficiary under age 45
Surviving spouse's pension⁴ - beneficiary under age 45 not disabled, without dependent children	470,98 $
Surviving spouse's pension⁴ - beneficiary under age 45 not disabled, with dependent children	762,35 $
Surviving spouse's pension⁴ - beneficiary under age 45 disabled, with or without dependent children	793,34 $
Surviving spouse's pension⁴ - between ages 45 and 64	793,34 $
Surviving spouse's pension⁴ - age 65 or over	576,00 $

3. Pensions calculated using the average of maximum pensionable earnings for the last 5 years.

4. Pension calculated with respect to contributors who die in 2011 and who were not receiving a retirement pension.

Basic information 2010
Maximum Pensionable Earnings	47 200 $
Basic exemption	3 500 $
Contribution rate	9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)	2 163,15 $
Maximum contribution for self-employed workers (9,9 %)	4 326,30 $
Indexation rate for benefits as at 1 January 2010	0,4 %

Maximum amounts for pensions beginning in 2010⁽¹⁾
Retirement pension
- age 65	934,17 $
- age 60 (70%)	653,92 $
- age 70 (130%)	1 214,42 $
Disability pension	1 126,73 $
Orphan's pension and pension for a disabled person's child	68,22 $
Surviving spouse's pension⁽²⁾
- beneficiary under age 45
without dependent children, not disabled	459,43 $
with dependent children, not disabled	745,93 $
disabled, with or without dependent children	776,41 $
- between ages 45 and 64	776,41 $
- age 65 or over	560,50 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2010 and who were not receiving a retirement pension.

Basic information 2009
Maximum Pensionable Earnings	46 300 $
Basic exemption	3 500 $
Contribution rate	9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)	2 118,60 $
Maximum contribution for self-employed workers (9,9 %)	4 237,20 $
Indexation rate for benefits as at 1 January 2009	2,5 %

Maximum amounts for pensions beginning in 2009⁽¹⁾
Retirement pension
- age 65	908,75 $
- age 60 (70%)	636,13 $
- age 70 (130%)	1 181,38 $
Disability pension	1 105,96 $
Orphan's pension and pension for a disabled person's child	67,95 $
Surviving spouse's pension⁽²⁾
- beneficiary under age 45
- without dependent children, not disabled	449,47 $
- with dependent children, not disabled	734,82 $
- disabled, with or without dependent children	765,18 $
- between ages 45 and 64	765,18 $
- age 65 or over	545,25 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2009 and who were not receiving a retirement pension.

Basic information 2008
Maximum Pensionable Earnings	44 900 $
Basic exemption	3 500 $
Contribution rate	9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)	2 049,30 $
Maximum contribution for self-employed workers (9,9 %)	4 098,60 $
Indexation rate for benefits as at 1 January 2007	2,0 %

Maximum amounts for pensions beginning in 2007⁽¹⁾
Retirement pension
- age 65	884,58 $
- age 60 (70%)	619,21 $
- age 70 (130%)	1 149,95 $
Disability pension	1 077,49 $
Orphan's pension and pension for a disabled person's child	66,29 $
Surviving spouse's pension⁽²⁾
- beneficiary under age 45
- without dependent children, not disabled	437,76 $
- with dependent children, not disabled	716,15 $
- disabled, with or without dependent children	745,77 $
- between ages 45 and 64	745,77 $
- age 65 or over	530,75 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2008 and who were not receiving a retirement pension.

Basic information 2007
Maximum Pensionable Earnings	43 700 $
Basic exemption	3 500 $
Contribution rate	9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)	1 989,90 $
Maximum contribution for self-employed workers (9,9 %)	3 979,80 $
Indexation rate for benefits as at 1 January 2007	2,1 %

Maximum amounts for pensions beginning in 2007⁽¹⁾
Retirement pension
- age 65	863,75 $
- age 60 (70%)	604,63 $
- age 70 (130%)	1 122,88 $
Disability pension	1 053,74 $
Orphan's pension and pension for a disabled person's child	64,99 $
Surviving spouse's pension⁽²⁾
- beneficiary under age 45
- without dependent children, not disabled	427,87 $
- with dependent children, not disabled	700,80 $
- disabled, with or without dependent children	729,84 $
- between ages 45 and 64	729,84 $
- age 65 or over	518,25 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2007 and who were not receiving a retirement pension.

Basic information 2006
Maximum Pensionable Earnings	42 100 $
Basic exemption	3 500 $
Contribution rate	9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)	1 910,70 $
Maximum contribution for self-employed workers (9,9 %)	3 821,40 $
Indexation rate for benefits as at 1 January 2006	2,3 %

Maximum amounts for pensions beginning in 2006⁽¹⁾
Retirement pension
- age 65	844,58 $
- age 60 (70%)	591,21 $
- age 70 (130%)	1 097,95 $
Disability pension	1 031,02 $
Orphan's pension and pension for a disabled person's child	63,65 $
Surviving spouse's pension⁽²⁾
- beneficiary under age 45
- without dependent children, not disabled	418,54 $
- with dependent children, not disabled	685,86 $
- disabled, with or without dependent children	714,30 $
- between ages 45 and 54	714,30 $
- between ages 55 and 64	716,31 $
- age 65 or over	506,75 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2006 and who were not receiving a retirement pension.

Basic information 2005
Maximum Pensionable Earnings	41 100 $
Basic exemption	3 500 $
Contribution rate	9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)	1 861,20 $
Maximum contribution for self-employed workers (9,9 %)	3 722,40 $
Indexation rate for benefits as at 1 January 2005	1,7 %

Maximum amounts for pensions beginning in 2005⁽¹⁾
Retirement pension
- age 65	828,75 $
- age 60 (70%)	580,13 $
- age 70 (130%)	1 077,38 $
Disability pension	1 010,20 $
Orphan's pension and pension for a disabled person's child	62,22 $
Surviving spouse's pension⁽²⁾
- beneficiary under age 45
- without dependent children, not disabled	410,31 $
- with dependent children, not disabled	671,62 $
- disabled, with or without dependent children	699,42 $
- between ages 45 and 54	699,42 $
- between ages 55 and 64	710,37 $
- age 65 or over	497,25 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2005 and who were not receiving a retirement pension.

**Information 2004**
Basic information
Maximum Pensionable Earnings	40 500 $
Basic exemption	3 500 $
Contribution rate	9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)	1 831,50 $
Maximum contribution for self-employed workers (9,9 %)	3 663,00 $
Indexation rate for benefits as at 1 January 2004	3,2 %

Maximum amounts for pensions beginning in 2004 ⁽¹⁾
Retirement pension
- age 65	814,17 $
- age 60 (70%)	569,92 $
- age 70 (130%)	1 058,42 $
Disability pension	992,77 $
Orphan's pension and pension for a disabled person's child	61,18 $
Surviving spouse's pension ⁽²⁾
- beneficiary under age 45
- without dependent children, not disabled	403,18 $
- with dependent children, not disabled	660,12 $
- disabled, with or without dependent children	687,45 $
- between ages 45 and 54	687,45 $
- between ages 55 and 64	704,90 $
- age 65 or over	488,50 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2004 and who were not receiving a retirement pension.

**Information 2003**
Basic information
Maximum Pensionable Earnings	39 900 $
Basic exemption	3 500 $
Contribution rate	9,9 %
Maximum contribution for workers and employers (4,95 %)	1 801,80 $
Maximum contribution for self-employed workers (9,9 %)	3 603,60 $
Indexation rate for benefits as at 1 January 2003	1,6 %

Maximum amounts for pensions beginning in 2003 ⁽¹⁾
Retirement pension
- age 65	801,25 $
- age 60 (70%)	560,88 $
- age 70 (130%)	1 041,63 $
Disability pension	971,23 $
Orphan's pension and pension for a disabled person's child	59,28 $
Surviving spouse's pension ⁽²⁾
- beneficiary under age 45
- without dependent children, not disabled	395,31 $
- with dependent children, not disabled	644,28 $
- disabled, with or without dependent children	670,76 $
- between ages 45 and 54	670,76 $
- between ages 55 and 64	700,06 $
- age 65 or over	480,75 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2003 and who were not receiving a retirement pension.

**Information 2002**
Basic information
Maximum Pensionable Earnings	39 100 $
Basic exemption	3 500 $
Contribution rate	9,4 %
Maximum contribution for workers and employers (4,7 %)	1 673,20 $
Maximum contribution for self-employed workers (9,4 %)	3 346,40 $
Indexation rate for benefits as at 1 January 2002	3,0 %

Maximum amounts for pensions beginning in 2002 ⁽¹⁾
Retirement pension
- age 65	788,75 $
- age 60 (70%)	552,13 $
- age 70 (130%)	1 025,38 $
Disability pension	956,02 $
Orphan's pension and pension for a disabled person's child	58,35 $
Surviving spouse's pension ⁽²⁾
- beneficiary under age 45
- without dependent children, not disabled	389,13 $
- with dependent children, not disabled	634,18 $
- disabled, with or without dependent children	660,24 $
- between ages 45 and 54	660,24 $
- between ages 55 and 64	695,37 $
- age 65 or over	473,25 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2002 and who were not receiving a retirement pension.

**Information 2001**
Maximum Pensionable Earnings
Maximum Pensionable Earnings	38 300 $
Basic exemption	3 500 $
Contribution rate	8,6 %
Maximum contribution for workers and employers (4,3 %)	1 496,40 $
Maximum contribution for self-employed workers (8,6 %)	2 992,80 $
Indexation rate for benefits as at 1 January 2001	2,5 %

Maximum amounts for pensions beginning in 2001 ⁽¹⁾
Retirement pension
- age 65	775,00 $
- age 60	542,50 $
Disability pension	956,02 $
Orphan's pension and pension for a disabled person's child	56,65 $
Surviving spouse's pension ⁽²⁾
- beneficiary under age 45
- without dependent children, not disabled	381,26 $
- with dependent children, not disabled	619,17 $
- disabled, with or without dependent children	644,47 $
- between ages 45 and 54	644,47 $
- between ages 55 and 64	690,22 $
- age 65 or over	465,00 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2001 and who were not receiving a retirement pension.

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Your Statement of Participation tells you how much you have contributed to the Québec Pension Plan since you began working.