30 January 2012
 

Small Businesses and their View
of Pension Plans

Québec is known for the quality of the products and services offered by its small businesses. With financial planning for retirement becoming more and more important to Quebeckers, the Régie des rentes du Québec wanted to learn more about the ability of small businesses to implement a retirement savings plan. >>>

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Pension plans at small businesses

In 2011, the Régie des rentes du Québec surveyed representatives from 1 097 small businesses in Québec to obtain their opinion and gage their knowledge on pension plans for employees. In doing so, the Régie's objective was to assess the ability of small businesses to implement a retirement savings instrument, in addition to ascertaining the characteristics of those that have already done so. >>>

What kinds of employers offer pension plans?

We know that most big businesses and those in the public sector offer their employees pension plans. But what about small businesses? Which ones choose to contribute to the financial security of their employees? >>>

The main reasons for not offering a pension plan

Since most small businesses in Québec do not offer their employees a pension plan, it is interesting to look more closely at the reasons behind their decision. >>>