You stop working

Québec Pension Plan

• We exclude from your contributory period certain months in which you had low or no earnings. This increases your average monthly income and thus the amount of your pension.

Supplemental pension plans

• If you stop working, it is likely that you will no longer be an active member of the pension plan. In such case, your plan administrator will send you a statement of your benefits. You may be able to transfer these benefits to another savings instrument of your choice.
• The methods for transferring benefits depend on whether you are a member of a defined contribution plan, a defined benefit plan or a simplified pension plan.
• If you stop working temporarily, you will most likely continue to be an active member of your plan. However, you will not necessarily accumulate new benefits during that period. For more information, consult the plan summary or contact your plan administrator.

Other useful links

• Will you stop working temporarily because of a birth or adoption? Consult our section on Birth and adoption to find out more about the Family Allowance.
• To find out what steps to take following the birth of a child, or to learn more about parental leave, consult the section Becoming a parent  on Québec.ca or the publication "Becoming a Parent", available in English on the same site.