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Your job and the Québec Pension Plan
Your employer sponsors a pension plan
Information on pension plans
You want to join a pension plan
Your employment situation changes
You change jobs
You stop working
Corporate changes
You no longer live in Canada
You are working abroad
Work and retirement
You change jobs
Québec Pension Plan
You do not need to do anything. Your contributions will continue to be paid to the Québec Pension Plan, and your new employer will also make his contributions.
Your employer must inform
Revenu Québec
that you were hired. Revenu Québec will then notify the
Régie des rentes du Québec
, so that your file can be modified.
Supplemental pension plans
If you change jobs, it is possible that you will no longer be an active member of your pension plan. You may be able to transfer your benefits to another savings instrument of your choice.
The
methods for transferring benefits
depend on whether you are a member of a
defined contribution plan
, a
defined benefit plan
or a
simplified pension plan
.
If you are a member of a
multi-employer plan
, that is, a pension plan in which several different employers participate, and you leave your employer for another one who participates in the same plan, your active membership in the plan does not end, and you will continue to accumulate benefits under the plan.
Other useful link...
Flash Retraite Québec
How Private Pensions Plans Work... When You Don't
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