Régie des rentes du Québec

Opting for phased retirement

Combining work and retirement can be to your advantage. Discuss it with your employer. With the impending labour shortage, your employer could offer you incentives to encourage you to prolong your career. Such an agreement could encompass your pay, your work hours or phased retirement.

The benefits of phased retirement

Here are some of the reasons why workers choose phased retirement:

  • make a smooth transition between work and retirement
  • combine employment earnings with a retirement income
  • continue to work while making use of their expertise.

The benefits vary depending on your agreement and situation. Check with a financial planner to gauge their impact on your income and pension plan.

Phased retirement made-to-measure

Your employer can offer you one of the phased retirement measures under the:

Did you know that...
If you stop working at age 60, your retirement will last an average of 25 years.

Useful links...

Liaison RRQ-Magazine

Flash Retirement Québec

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