Retraite Québec
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Retirement
Voluntary Retirement Savings Plans (VRSPs)
Retiring as a couple
Information sessions concerning retirement
Financial planning for retirement
Income from a supplemental pension plan
LIRAs or LIFs
Sources of income at retirement
Public plans
Private plans
The retirement pension under the Québec Pension Plan
Transition toward retirement
Your situation changes
Retirement
Voluntary Retirement Savings Plans (VRSPs)
Retiring as a couple
Information sessions concerning retirement
Financial planning for retirement
Income from a supplemental pension plan
LIRAs or LIFs
Sources of income at retirement
Public plans
Private plans
The retirement pension under the Québec Pension Plan
Transition toward retirement
Your situation changes
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Retirement
Sources of income at retirement
Public plans
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Public pension plans
The retirement pension under the
Québec Pension Plan
will provide you with a basic income, if you have contributed sufficiently to the Plan.
In addition to the Québec Pension Plan, you will probably be entitled to your
Old Age Security pension
paid by the federal government. Certain conditions apply, the main one being to have lived in Canada for at least 10 years after age 18.
If you
worked elsewhere in Canada
, you probably contributed to the Canada Pension Plan. This plan is integrated with the Québec Pension Plan, and your pension amount takes into account the contributions paid to both plans.
If you
worked outside Canada
, you may be entitled to a retirement pension from the country where you worked.
Plan for your retirement
It is never too early or too late to plan for your retirement. To know how to determine your life objectives and the income you will need, consult the section
Planning for retirement
.
Other useful information
Public retirement plans: a guaranteed basic income
: Flash Retirement capsule
How much will you receive from the public programs at retirement?
: Flash Retirement capsule
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