Payment of fees

The fees payable to Retraite Québec with regard to a supplemental pension plan, a locked-in retirement account (LIRA), a life income fund (LIF), or a voluntary retirement savings plan (VRSP) can be paid:

Online payments on the website of an authorized financial institution

The payer must meet the requirements of the authorized financial institution and Retraite Québec in order to make online payments within the required deadlines.

The payer must make a bill payment on the financial institution's website and specify:

  • Retraite Québec – RCR as the payee (that name is on the list of organizations and companies registered as payees with the authorized financial institution).
  • the reference number assigned by Retraite Québec's Direction des régimes complémentaires de retraite (the number is specific to each type of fees. If you do not have one, see the For more information section below).

Depending on the terms and conditions of the authorized institution, other payment methods can be used for the bill payment, provided the preconditions are met:

  • at an automatic teller machine (ATM)
  • in person at the counter
  • by telephone (automated service).

Payment by credit card is not accepted.

Here is a list of the authorized financial institutions.

  • BMO Bank of Montreal
  • Laurentian Bank of Canada
  • National Bank of Canada
  • Scotia Bank
  • Desjardins
  • CIBC Canadian Imperial Bank of Commerce
  • TD Bank Group
  • RBC Royal Bank of Canada

Check with your financial institution if its name is not on the list.

Cheque or postal money order

The cheque or postal money order must be made payable to Retraite Québec and sent to one of the following addresses:

By mail to:

Retraite Québec
Direction des régimes complémentaires de retraite
C. P. 5300
Québec (Québec)  G1K 0G4

By registered mail to:

Retraite Québec
Direction des régimes complémentaires de retraite
Place de la Cité, entrée 6 (avenue Jean-De Quen)
2600, boul. Laurier, bureau 548
Québec (Québec)  G1V 4T3

For more information

Contact the Direction des régimes complémentaires de Retraite Québec by telephone.

Note that...

This section concerns supplemental pension plans subject to the Supplemental Pension Plans Act. These plans include pension plans whose employers carry on activities under provincial jursidiction in the private, municipal and university sectors, as well as certain plans in the parapublic sector. On its website, Retraite Québec uses "Pension plans in the private, municipal and university sectors" to designate them.

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