Payment of fees

The fees payable to Retraite Québec with regard to a supplemental pension plan subject to the Supplemental Pension Plans Act, a locked-in retirement account (LIRA), a life income fund (LIF), or a voluntary retirement savings plan (VRSP) and described in the Fee Schedule section can be paid:

Attention

The supplemental pension plans referred to in this section include pension plans whose employers carry on activities under provincial jurisdiction in the private, municipal and university sectors, as well as certain plans in the parapublic sector.

If your bill payment concerns a public-sector pension plan (RREGOP, PPMP, etc.), see the information on online payments for the plan.

Online payments on the website of an authorized financial institution (not available for VRSPs)

The payer must meet the requirements of the authorized financial institution and Retraite Québec in order to make online payments within the required deadlines.

The payer must make a bill payment on the financial institution's website and specify:

  • Retraite Québec – RCR as the payee (that name is on the list of organizations and companies registered as payees with the authorized financial institution).
  • the reference number assigned by Retraite Québec's Direction générale des régimes complémentaires de retraite (the number is specific to each type of fees. If you do not have one, see the For more information section below).

Depending on the terms and conditions of the authorized institution, other payment methods can be used for the bill payment, provided the preconditions are met:

  • at an automatic teller machine (ATM)
  • in person at the counter
  • by telephone (automated service).
Important

Payment by credit card is not accepted.

Here is a list of the authorized financial institutions.

  • BMO Bank of Montreal
  • Laurentian Bank of Canada
  • National Bank of Canada
  • Scotia Bank
  • Desjardins
  • CIBC Canadian Imperial Bank of Commerce
  • TD Bank Group
  • RBC Royal Bank of Canada

Check with your financial institution if its name is not on the list.

Bank transfer

Important

Direct deposit is an option provided that the payer specifies by email the reference number of the fees paid.

To make a payment by bank transfer, the payer must make an electronic transfer of funds to Retraite Québec's account via the Fédération des caisses Desjardins du Québec. The payer will need:

  • to indicate the reference number assigned by Retraite Québec's Direction générale des régimes complémentaires de retraite (the number is specific to each type of fees. If you do not have one, see the For more information section below).

  • the name and the address of the financial institution:
    Fédération des caisses Desjardins du Québec
    1, Complexe Desjardins
    15e étage, tour Sud, C. P. 220
    Montréal (Québec)  H5B 1B3

  • BIC/SWIFT code: CCDQCAMM
  • number of the financial institution: 815
  • transit number : 98000
  • account holder's name (beneficiary), as the payee, that is, Retraite Québec – RCR
  • Retraite Québec – RCR's account number: 020-309-1 

    In the case of a payment for a VRSP, see the For more information section below to find out the account number

  • choose the OUR option for a breakdown of fees, because they are assumed by the payer
  • to enter his or her name and his or her email address or telephone number.

If the payment concerns more than one fee or more than one reference number, see the For more information section below.

Cheque or postal money order

The cheque or postal money order must be made payable to Retraite Québec and sent to one of the following addresses:

By mail to:

Retraite Québec
Direction générale des régimes complémentaires de retraite
C. P. 5300
Québec (Québec)  G1K 0G4

By registered mail to:

Retraite Québec
Direction générale des régimes complémentaires de retraite
Place de la Cité, entrée 6 (avenue Jean-De Quen)
2600, boul. Laurier, bureau 548
Québec (Québec)  G1V 4T3

For more information

Contact the Direction générale des régimes complémentaires de Retraite Québec by telephone.

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