Payment of fees

The fees payable to Retraite Québec with regard to a supplemental pension plan, a locked-in retirement account (LIRA), a life income fund (LIF), or a voluntary retirement savings plans (VRSP) can be paid:

Note that...

This section concerns supplemental pension plans subject to the Supplemental Pension Plans Act. These plans include pension plans of the private, municipal and university sectors (as referred to on the Retraite Québec website), as well as certain parapublic plans.

Online or electronic payments to an authorized financial institution

The table below lists the authorized financial institutions and the dates as of which it is possible to pay fees online or electronically.

Financial institution Date as of which online or electronic payments can be made
BMO Bank of Montreal4 April 2018
CIBC Canadian Imperial Bank of Commerce13 May 2018
Desjardins5 March 2018
Laurentian Bank of Canada25 July 2018
National Bank of Canada19 March 2018
RBC Royal Bank of Canada18 March 2018
Scotiabank24 May 2018
TD Bank Group2 October 2018

Check with your financial institution if its name is not on the list.

Terms and conditions for online or electronic payments

The payer must meet the requirements of the authorized financial institution and Retraite Québec in order to make online or electronic payments within the required deadlines.

Depending on the terms and conditions of the authorized institution, the payment can be made by using one of the 3 methods listed below, provided the preconditions are met:

  • online
  • at an automatic teller (ATM)
  • by telephone (automated service).

The payer must:

  • select Retraite Québec – RCR as the payee (that name is on the list of organizations and companies registered as payees with the authorized financial institution).
  • specify the reference number assigned by Retraite Québec's Direction des régimes complémentaires de retraite (the number is specific to each type of fees. If you do not have one, see the For more information section below).

Cheque or postal money order

The cheque or postal money order must be made payable to Retraite Québec and sent to one of the following addresses:

By mail to:

Direction des régimes complémentaires de retraite
Retraite Québec
C. P. 5300
Québec (Québec)  G1K 0G4

By registered mail to:

Retraite Québec
Direction des régimes complémentaires de retraite
Place de la Cité, entrée 6 (avenue Jean-De Quen)
2600, boul. Laurier, bureau 548
Québec (Québec)  G1V 4T3

For more information

Contact the Direction des régimes complémentaires de Retraite Québec by telephone.

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