Régime volontaire d'épargne-retraite (RVER) de LifeWorks

Formerly, RVER de Morneau Shepell

Information about the administrator

LifeWorks Investment Management Ltd
800, rue du Square Victoria, bureau 4000, C.P. 211

Montréal (Québec)  H4Z 0A4
Telephone: 1 855 877-5723
Website This link will open in a new window.

Information about the VRSP

Retraite Québec registration number: 39707

Fees deductible from the return on the assets

Default investment option Fees* (percentage of the average assets)
LifePath Retirement Index (BlackRock) NI target-date funds without guarantee 1.25%
Other investment options Fees* (percentage of the average assets)
1. TD Emerald Canadian Short Term Investment Fund 1.25%
2. TD Emerald Canadian Bond Index Fund 1.25%
3. TD Emerald Canadian Equity Index Fund 1.25%
4. TD Emerald Global Equity Index Non-Taxable Investor Pooled Fund Trust 1.25%

*The fees include taxes

Member fees

Nature of the fees Fees (amount or percentage)
Transferring to another plan $50 per transfer + applicable taxes
Refunds $50 per refund + applicable taxes

Fees payable by the employer

Nature of the fees Fees (amount or percentage)
Changing VRSPs $400 + $50 per member + applicable taxes

  Note that...
  • To find out whether other fees apply, contact the administrator of the VRSP. You can also consult the VRSP summary or contract that the administrator gives to the member or the employer when joining the plan.
  • The administrator must inform the member of any fees with respect to requests for advice prior to rendering the service.
  • To find out whether any conditions or restrictions apply to this administrator with regard to authorization from the Autorité des marchés financiers (AMF), refer to the AMF's Register – VRSPs Voluntary Retirement Savings Plans This link will open in a new window..
  • There may be a delay between the date on which the VRSP is registered or modified and the date on which the information is available online.

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