CompuPension: Retirement Income Simulator Tool
Access My Account with your
Government Authentication Service.
Create your account 
if you have not already done so.
Authenticate yourself.
Answer the questions adapted to your profile.
See your results and change them if needed.
What is CompuPension used for?
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Obtain a realistic simulation of your sources of income in retirement.
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Estimate your savings needs to reach your goals.
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Make informed decisions based on the scenarios obtained and your goals.
You can use this tool until age 71 and 11 months!
Why is it advantageous to use this tool?
- CompuPension offers an interface tailored to your profile, displaying certain pre-filled data (QPP and
general public-sector pension plans:
RREGOP and PPMP).
- It automatically estimates your Old Age Security pension from the Government of Canada.
- It saves your completed or ongoing simulations.
- It allows you to obtain up to six scenarios and modify them at any time.
- It allows you to add new earnings to your simulation, after you retire.
Which documents must you have on hand?
- Your Statement of Participation or Statement of Contributions, if you contribute to a workplace pension plan.
- Your Statement of Participation (uploaded to My Account):
- if you are a member of a
specific public-sector pension plan (e.g.:
SPMSQ,
PPPOCS,
PPEMO, etc.);
- if you are a member of a
general public-sector pension plan (RREGOP or
PPMP) and you carry out a simulation during the five-year period preceding your retirement.
- The most recent statements for your personal investments. Here are a few examples of investments, registered or not:
RRSP,
RRIF,
TFSA,
LIRA, LIF).
Remember
- Update your simulation regularly or as soon as your situation changes.
- Discuss your results with an expert in personal finances since CompuPension cannot replace the advice of specialists.
- CompuPension uses your personal data to suggest scenarios. You cannot enter your spouse's data.