My Account

CompuPension: Retirement Income Simulator Tool

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Access My Account CompuPension
1 
Authentication

Authenticate yourself.

2 
Registration

Answer the questions adapted to your profile.

3 
Simulation

See your results and change them if needed.

What is CompuPension used for?

  • Obtain a realistic simulation of your sources of income in retirement.
  • Estimate your savings needs to reach your goals.
  • Make informed decisions based on the scenarios obtained and your goals.

You can use this tool until age 71 and 11 months!

Why is it advantageous to use this tool?

  • CompuPension offers an interface tailored to your profile, displaying certain pre-filled data (QPP and general public-sector pension plans: RREGOP and PPMP).
  • It automatically estimates your Old Age Security pension from the Government of Canada.
  • It saves your completed or ongoing simulations.
  • It allows you to obtain up to six scenarios and modify them at any time.
  • It allows you to add new earnings to your simulation, after you retire.

Which documents must you have on hand?

  • Your Statement of Participation or Statement of Contributions, if you contribute to a workplace pension plan.
  • Your Statement of Participation (uploaded to My Account):
    • if you are a member of a specific public-sector pension plan (e.g.: SPMSQ, PPPOCS, PPEMO, etc.);
    • if you are a member of a general public-sector pension plan (RREGOP or PPMP) and you carry out a simulation during the five-year period preceding your retirement.
  • The most recent statements for your personal investments. Here are a few examples of investments, registered or not: RRSP, RRIF, TFSA, LIRA, LIF).

Remember

  • Update your simulation regularly or as soon as your situation changes.
  • Discuss your results with an expert in personal finances since CompuPension cannot replace the advice of specialists.
  • CompuPension uses your personal data to suggest scenarios. You cannot enter your spouse's data.
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