Public pension plans

• The retirement pension under the Québec Pension Plan will provide you with a basic income, if you have contributed sufficiently to the Plan.
• In addition to the Québec Pension Plan, you will probably be entitled to your Old Age Security pension  paid by the federal government. Certain conditions apply, the main one being to have lived in Canada for at least 10 years after age 18.

  2012 federal budget speech

   New measures concerning the Old Age Security pension  have been announced. Find out how they will affect your retirement.

• If you worked elsewhere in Canada, you probably contributed to the Canada Pension Plan. This plan is integrated with the Québec Pension Plan, and your pension amount takes into account the contributions paid to both plans.
• If you worked outside Canada, you may be entitled to a retirement pension from the country where you worked.

Plan for your retirement

• It is never too early or too late to plan for your retirement. To know how to determine your life objectives and the income you will need, consult the section Planning for retirement.

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