Régime volontaire d'épargne-retraite (RVER) de l'Industrielle Alliance

Information about the administrator

Industrielle Alliance, Assurance et services financiers inc.
1080, Grande-Allée Ouest,
C.P. 1907, succursale Terminus

Québec (Québec)  G1K 7M3
Telephone: 1 855 823-VRSP (8777)
Website This link will open in a new window.

Information about the VRSP

Retraite Québec registration number: 39705

Fees deductible from the return on the assets

Default investment option Fees* (percentage of the average assets)
SimplicIA Between 1.22% and 1.24% depending on the year of retirement
Other investment options Fees* (percentage of the average assets)
1. Bonds fund 1.15%
2. Balanced Moderate Index fund 1.03%
3. Dividends fund 1.15%
4. Global Equity fund 1.15%
5. Guaranteed investments with terms from one to ten years Not applicable

*The fees include taxes

Member fees

Nature of the fees Fees (amount or percentage)
Transferring to another plan $50 (including taxes)
Refunds $50 (including taxes)

Fees payable by the employer

Nature of the fees Fees (amount or percentage)
Changing VRSPs $50 per member
Maximum of $500 per contract per employer

  Note that...
  • To find out whether other fees apply, contact the administrator of the VRSP. You can also consult the VRSP summary or contract that the administrator gives to the member or the employer when joining the plan.
  • The administrator must inform the member of any fees with respect to requests for advice prior to rendering the service.
  • To find out whether any conditions or restrictions apply to this administrator with regard to authorization from the Autorité des marchés financiers (AMF), refer to the AMF's Register – VRSPs Voluntary Retirement Savings Plans This link will open in a new window..
  • There may be a delay between the date on which the VRSP is registered or modified and the date on which the information is available online.

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