Régime volontaire d'épargne-retraite (RVER) de Banque Nationale Trust

Information about the administrator

Trust Banque Nationale inc.
600, de la Gauchetière Ouest, 28e étage

Montréal (Québec)  H3B 4L2
Telephone: 1 877 640-7273
Website This link will open in a new window.

Information about the VRSP

Retraite Québec registration number: 39708

Fees deductible from the return on the assets

Default investment optionFees* (percentage of the average assets)
Simplicity Retirement Solution (Conservative)1.25%
Other investment optionsFees* (percentage of the average assets)
1.BNI Bond Fund1.50%
2.BNI Canadian Equity fund1.50%
3.BNI American Equity Fund1.50%
4.BNI Global Equity Fund1.50%

*The fees include taxes

Member fees

Nature of the feesFees (amount or percentage)
Transferring to another plan$50 including taxes
Refunds$50 including taxes

Fees payable by the employer

Nature of the feesFees (amount or percentage)
Changing VRSPs$50 per member (maximum of $500 per contract per employer), + applicable taxes

  Note that...
  • To find out whether other fees apply, contact the administrator of the VRSP. You can also consult the VRSP summary or contract that the administrator gives to the member or the employer when joining the plan.
  • The administrator must inform the member of any fees with respect to requests for advice prior to rendering the service.
  • To find out whether any conditions or restrictions apply to this administrator with regard to authorization from the Autorité des marchés financiers (AMF), refer to the AMF's Register – VRSPs Voluntary Retirement Savings Plans This link will open in a new window..
  • There may be a delay between the date on which the VRSP is registered or modified and the date on which the information is available online.

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