Régime volontaire d'épargne-retraite (RVER) de la RBC

Information about the administrator

Compagnie Trust Royal
1, Place Ville-Marie, 9e étage, Aile Nord

Montréal (Québec)  H3C 3A9
Telephone: 1 800 835-3855
Website This link will open in a new window.

Information about the VRSP

Retraite Québec registration number: 39709

Fees deductible from the return on the assets

Default investment option Fees* (percentage of the average assets)
PH&N Life Time Funds Between 1.24% and 1.25% according to the target retirement year
Other investment options Fees* (percentage of the average assets)
1. PH&N Total Return Bond Fund 0.92%
2. PH&N Canadian Equity fund 1.17%
3. RBC Global Equity Fund 1.37%
4. RBC Investment Savings Account 0.25%

*The fees include taxes

Member fees

Nature of the fees Fees (amount or percentage)
Transferring to another plan $50
Refunds $50

Fees payable by the employer

Nature of the fees Fees (amount or percentage)
Changing VRSPs $50 per member

  Note that...
  • To find out whether other fees apply, contact the administrator of the VRSP. You can also consult the VRSP summary or contract that the administrator gives to the member or the employer when joining the plan.
  • The administrator must inform the member of any fees with respect to requests for advice prior to rendering the service.
  • To find out whether any conditions or restrictions apply to this administrator with regard to authorization from the Autorité des marchés financiers (AMF), refer to the AMF's Register – VRSPs Voluntary Retirement Savings Plans This link will open in a new window..
  • There may be a delay between the date on which the VRSP is registered or modified and the date on which the information is available online.

Practical corner

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