Retraite Québec
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Retirement
Voluntary Retirement Savings Plans (VRSPs)
Retiring as a couple
Information sessions concerning retirement
Financial planning for retirement
Income from a supplemental pension plan
Income from an LIRA or LIF
Sources of income at retirement
The retirement pension under the Québec Pension Plan
Transition toward retirement
Your situation changes
Moving
If You Separate
Disability
Going back to work
Death
Retirement
Voluntary Retirement Savings Plans (VRSPs)
Retiring as a couple
Information sessions concerning retirement
Financial planning for retirement
Income from a supplemental pension plan
Income from an LIRA or LIF
Sources of income at retirement
The retirement pension under the Québec Pension Plan
Transition toward retirement
Your situation changes
Moving
If You Separate
Disability
Going back to work
Death
Home
Retirement
Your situation changes
Going back to work
plhContenu
You are returning to work
Québec Pension Plan
If you
are returning to work
, you will continue to receive your retirement pension under the Plan.
You may
cancel your Application for a Retirement Pension
within 6 months after the first pension payment.
Supplemental pension plans
If you are returning to work, you will continue to receive your retirement pension under your plan and its amount will not be reduced.
However, if you are returning to work for an employer who is party to the
defined-benefit plan
that pays your retirement pension, you can apply, in some cases, for a
suspension of payment of your pension
.
If you are receiving a pension under a
defined-contribution plan
, you cannot once again become a member of that plan.
LIRAs
or
LIFs
Your return to work has no effect on your
LIRA
.
You can continue to receive an income from your
LIF
.
If you are under age 54 and you are receiving a temporary income from your
LIF
, you may no longer be entitled to receive it.
If you no longer want to receive an income from your
LIF
, you can transfer it to an
LIRA
until the end of the year during which you reach age 71, if the investments have come to maturity.
Other useful link
Work income kept on retirement
(Ministère des Finances)
Practical corner
plhCoinPratique
For more information about the Québec Pension Plan
Are you familiar with
LIRAs
and
LIFs
plhLibreDroite
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