You return to work

Québec Pension Plan

Supplemental pension plans

  • If you return to work, you will continue to receive your retirement pension under your plan and the amount of it will not be reduced.
  • However, if you return to work for an employer who is party to the defined benefit plan that pays your pension, you can, in some cases, apply for a suspension of payment of your pension.
  • If you are receiving a pension under a defined contribution plan, you cannot once again become a member of that plan.

LIRAs or LIFs

  • Your return to work has no effect on your LIRA .
  • You can continue to receive an income from your LIF.
  • If you are under age 54 and you are receiving a temporary income from your LIF, you may no longer be eligible to receive it.
  • If you no longer want to receive an income from your LIF, you can transfer it to an LIRA until the end of the year in which you reach age 71, if the investments have come to maturity.
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