The Québec Pension Plan at a glance
You will find below some basic information on the Plan and the maximum pensions and death benefit paid under the Plan.
Basic information 2013
|
| Maximum Pensionable Earnings |
51 100 $ |
| Basic exemption |
3 500 $ |
| Contribution rate |
10,20% |
| Maximum contribution for workers (5,10%) and employers (5,10%) |
2 427,60 $ |
| Maximum contribution for self-employed workers (10,20%) |
4 855,20 $ |
Indexation rate for benefits as
at 1 January 2013 |
1,8% |
| Amount for the death benefit |
2 500 $ |
Maximum amounts for pensions beginning in 20131
| Retirement pension - age 65 |
1 012,50 $ |
| Retirement pension - age 60 (70%) |
708,75 $ |
| Retirement pension - age 70 (142%) |
1 437,75 $ |
| Disability pension |
1 212,87 $ |
| Additional amount for disability for retirement pension beneficiaries |
453,49 $ |
| Pension for a disabled person's child |
72,60 $ |
| Orphan's pension |
228,66 $ |
| Surviving spouse's pension2 - beneficiary under age 45 not disabled, without dependent children |
495,83 $ |
| Surviving spouse's pension2 - beneficiary under age 45 not disabled, with dependent children |
800,76 $ |
| Surviving spouse's pension2 - beneficiary under age 45 disabled, with or without dependent children |
833,18 $ |
| Surviving spouse's pension2 - between ages 45 and 64 |
833,18 $ |
| Surviving spouse's pension2 - age 65 or over |
607,50 $ |
| Amount for the death benefit |
2 500 $ |
| 1. Pensions calculated using the average of maximum pensionable earnings for the last 5 years. |
| 2. Pension calculated with respect to contributors who die in 2013 and who were not receiving a retirement pension. |
Basic information 2012
|
| Maximum Pensionable Earnings |
50 100 $ |
| Basic exemption |
3 500 $ |
| Contribution rate |
10,05% |
| Maximum contribution for workers (5,025%) and employers (5,025%) |
2 341,65 $ |
| Maximum contribution for self-employed workers (10,05%) |
4 683,30 $ |
Indexation rate for benefits as
at 1 January 2012 |
2,8% |
| Amount for the death benefit |
2 500 $ |
Maximum amounts for pensions beginning in 20121
| Retirement pension - age 65 |
986,67 $ |
| Retirement pension - age 60 (70%) |
690,67 $ |
| Retirement pension - age 70 (130%) |
1 282,67 $ |
| Disability pension |
1 185,47 $ |
| Pension for a disabled person's child |
71,32 $ |
| Orphan's pension |
224,62 $ |
| Surviving spouse's pension2 - beneficiary under age 45 not disabled, without dependent children |
484,09 $ |
| Surviving spouse's pension2 - beneficiary under age 45 not disabled, with dependent children |
783,62 $ |
| Surviving spouse's pension2 - beneficiary under age 45 disabled, with or without dependent children |
815,47 $ |
| Surviving spouse's pension2 - between ages 45 and 64 |
815,47 $ |
| Surviving spouse's pension2 - age 65 or over |
592,00 $ |
| Amount for the death benefit |
2 500 $ |
| 1. Pensions calculated using the average of maximum pensionable earnings for the last 5 years. |
| 2. Pension calculated with respect to contributors who die in 2012 and who were not receiving a retirement pension. |
Québec Pension Plan Figures - Archives