Régie des rentes du Québec

The Québec Pension Plan at a glance

You will find below some basic information on the Plan and the maximum pensions and death benefit paid under the Plan.

Basic information 2014

Maximum Pensionable Earnings 52 500 $
Basic exemption 3 500 $
Contribution rate 10,35%
Maximum contribution for workers (5,175%) and employers (5,175%) 2 535,75 $
Maximum contribution for self-employed workers (10,35%) 5 071,50 $
Indexation rate for benefits as
at 1 January 2014
0,9%
Maximum amount for the death benefit 2 500 $
Maximum amounts for pensions beginning in 20141
Retirement pension - age 65 (100%) 1 038,33 $
Retirement pension - age 60 for individuals born before 1954 (70%)  726,83 $
Retirement pension - age 60 for individuals born after 1953 (68,2%) 708,14 $
Retirement pension - age 70 (142%) 1 474,43 $
Disability pension 1 236,32 $
Additional amount for disability for retirement pension beneficiaries 457,57 $
Pension for a disabled person's child 73,25 $
Orphan's pension 230,72 $
Surviving spouse's pension2 - beneficiary under age 45 not disabled, without dependent children 506,56 $
Surviving spouse's pension2 - beneficiary under age 45 not disabled, with dependent children 814,23 $
Surviving spouse's pension2 - beneficiary under age 45 disabled, with or without dependent children 846,94 $
Surviving spouse's pension2 - between ages 45 and 64 846,94 $
Surviving spouse's pension2 - age 65 or over 623,00 $
1. Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
2. Pension calculated with respect to contributors who die in 2014 and who were not receiving a retirement pension.

Basic information 2013

Maximum Pensionable Earnings 51 100 $
Basic exemption 3 500 $
Contribution rate 10,20%
Maximum contribution for workers (5,10%) and employers (5,10%) 2 427,60 $
Maximum contribution for self-employed workers (10,20%) 4 855,20 $
Indexation rate for benefits as
at 1 January 2013
1,8%
Amount for the death benefit 2 500 $
Maximum amounts for pensions beginning in 20131
Retirement pension - age 65 1 012,50 $
Retirement pension - age 60 (70%) 708,75 $
Retirement pension - age 70 (142%) 1 437,75 $
Disability pension 1 212,87 $
Additional amount for disability for retirement pension beneficiaries 453,49 $
Pension for a disabled person's child 72,60 $
Orphan's pension 228,66 $
Surviving spouse's pension2 - beneficiary under age 45 not disabled, without dependent children 495,83 $
Surviving spouse's pension2 - beneficiary under age 45 not disabled, with dependent children 800,76 $
Surviving spouse's pension2 - beneficiary under age 45 disabled, with or without dependent children 833,18 $
Surviving spouse's pension2 - between ages 45 and 64 833,18 $
Surviving spouse's pension2 - age 65 or over 607,50 $
Amount for the death benefit 2 500 $
1. Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
2. Pension calculated with respect to contributors who die in 2013 and who were not receiving a retirement pension.

Québec Pension Plan Figures - Archives

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Did you know that?

Your Statement of Participation tells you how much you have contributed to the Québec Pension Plan since you began working.