The Québec Pension Plan at a glance

You will find below some basic information on the Plan and the maximum pensions and death benefit paid under the Plan.

Basic information on the Québec Pension Plan in 2016
Maximum Pensionable Earnings 54 900 $
Basic exemption 3 500 $
Contribution rate 10,65%
Maximum contribution for workers (5,325%) and employers (5,325%) 2 737,05 $
Maximum contribution for self-employed workers (10,65%) 5 474,10 $
Indexation rate for benefits as
at 1 January 2016
1,2%
Maximum amount for lump-sum
Death benefit 2 500 $
Maximum monthly amounts See note(1)
Retirement pension
Age 65 (100% of the maximum pension) 1 092,50 $
Age 60 (64% of the maximum pension) 699,20 $
Age 70 (142% of the maximum pension) 1 551,35 $
Disability benefits
Disability pension 1 290,78 $
Additional amount for disability for retirement pension beneficiaries 471,40 $
Pension for a disabled person's child 75,46 $
Survivors’ benefits
Orphan's pension 237,69 $
Surviving spouse’s pension See note(2)
Beneficiary under age 45, not disabled, without dependent children 530,42 $
Beneficiary under age 45, not disabled, with dependent children 847,39 $
Beneficiary under age 45, disabled, with or without dependent children 881,09 $
Beneficiary between ages 45 and 64 881,09 $
Beneficiary age 65 or over 655,50 $
  1. Note 1 Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
  2. Note 2 Pension calculated with respect to contributors who were not receiving a retirement pension.
Basic information on the Québec Pension Plan in 2015
Maximum Pensionable Earnings 53 600 $
Basic exemption 3 500 $
Contribution rate 10,50%
Maximum contribution for workers (5,25%) and employers (5,25%) 2 630,25 $
Maximum contribution for self-employed workers (10,50%) 5 260,50 $
Indexation rate for benefits as
at 1 January 2015
1,8%

Maximum amount for lump-sum
Death benefit 2 500 $
Maximum monthly amounts See note(1)
Retirement pension
Age 65 (100% of the maximum pension) 1 065 $
Age 60 (66,4% of the maximum pension) 707,16 $
Age 70 (142% of the maximum pension) 1 512,30 $
Disability benefits
Disability pension 1 264,56 $
Additional amount for disability for retirement pension beneficiaries 465,81 $
Pension for a disabled person's child 74,57 $
Survivors’ benefits
Orphan's pension 234,87 $
Surviving spouse’s pension See note(2)
Beneficiary under age 45, not disabled, without dependent children 518,68 $
Beneficiary under age 45, not disabled, with dependent children 831,89 $
Beneficiary under age 45, disabled, with or without dependent children 865,19 $
Beneficiary between ages 45 and 64 865,19 $
Beneficiary age 65 or over 639 $
  1. Note 1 Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
  2. Note 2 Pension calculated with respect to contributors who were not receiving a retirement pension.

Québec Pension Plan Figures - Archives

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Did you know?

Your Statement of Participation tells you how much you have contributed to the Québec Pension Plan since you began working.