Québec Pension Plan Figures
You will find below some basic information on the Plan and the maximum pensions and death benefit paid under the Plan.
Basic information 2012
| Maximum Pensionable Earnings |
50 100 $ |
| Basic exemption |
3 500 $ |
| Contribution rate |
10,05 % |
| Maximum contribution for workers (5,025 %) and employers (5,025 %) |
2 341,65 $ |
| Maximum contribution for self-employed workers (10,05 %) |
4 683,30 $ |
Indexation rate for benefits as
at 1 January 2012 |
2,8 % |
Maximum amounts for pensions beginning in 2012(1) |
| Retirement pension |
|
| - age 65 |
986,67 $ |
| - age 60 (70%) |
690,67 $ |
| - age 70 (130%) |
1 282,67 $ |
| Disability pension |
1 185,47 $ |
| Pension for a disabled person's child |
71,32 $ |
| Orphan's pension |
224,62 $ |
| Surviving spouse's pension(2) |
|
| - beneficiary under age 45 |
|
| without dependent children, not disabled |
484,09 $ |
| with dependent children, not disabled |
783,62 $ |
| disabled, with or without dependent children |
815,47 $ |
| - between ages 45 and 64 |
815,47 $ |
| - age 65 or over |
592,00 $ |
Amount for the death benefit |
| 2 500 $ |
| (1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years. |
| (2) Pension calculated with respect to contributors who die in 2012 and who were not receiving a retirement pension. |
Basic information 2011
| Maximum Pensionable Earnings |
48 300 $ |
| Basic exemption |
3 500 $ |
| Contribution rate |
9,9 % |
| Maximum contribution for workers (4,95 %) and employers (4,95 %) |
2 217,60 $ |
| Maximum contribution for self-employed workers (9,9 %) |
4 435,20 $ |
Indexation rate for benefits as
at 1 January 2011 |
1,7 % |
Maximum amounts for pensions beginning in 2011(1) |
| Retirement pension |
|
| - age 65 |
960,00 $ |
| - age 60 (70%) |
672,00 $ |
| - age 70 (130%) |
1 248,00 $ |
| Disability pension |
1 153,34 $ |
| Orphan's pension and pension for a disabled person's child |
69,38 $ |
| Surviving spouse's pension(2) |
|
| - beneficiary under age 45 |
|
| without dependent children, not disabled |
470,98 $ |
| with dependent children, not disabled |
762,35 $ |
| disabled, with or without dependent children |
793,34 $ |
| - between ages 45 and 64 |
793,34 $ |
| - age 65 or over |
576,00 $ |
Amount for the death benefit |
| 2 500 $ |
| (1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years. |
| (2) Pension calculated with respect to contributors who die in 2011 and who were not receiving a retirement pension. |
Québec Pension Plan Figures - Archives