Régie des rentes du Québec

The Québec Pension Plan at a glance

You will find below some basic information on the Plan and the maximum pensions and death benefit paid under the Plan.

Basic information on the Québec Pension Plan in 2014
Maximum Pensionable Earnings 52 500 $
Basic exemption 3 500 $
Contribution rate 10,35%
Maximum contribution for workers (5,175%) and employers (5,175%) 2 535,75 $
Maximum contribution for self-employed workers (10,35%) 5 071,50 $
Indexation rate for benefits as
at 1 January 2014
0,9%
Maximum amount for lump-sum benefits in 2014
Death benefit 2 500 $
Maximum amounts for pensions beginning in 2014See note(1)
Retirement pension - age 65 (100%) 1 038,33 $
Retirement pension - age 60 for individuals born before 1954 (70%) 726,83 $
Retirement pension - age 60 for individuals born after 1953 (68,2%) 708,14 $
Retirement pension - age 70 (142%) 1474,43 $
Disability pension 1 236,32 $
Additional amount for disability for retirement pension beneficiaries 457,57 $
Pension for a disabled person's child 73,25 $
Orphan's pension 230,72 $
Surviving spouse’s pensionSee note(2)
Beneficiary under age 45, not disabled, without dependent children 506,56 $
Beneficiary under age 45, not disabled, with dependent children 814,23 $
Beneficiary under age 45, disabled, with or without dependent children 846,94 $
Beneficiary between ages 45 and 64 846,94 $
Beneficiary age 65 or over 623,00 $
  1. Note 1 Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
  2. Note 2 Pension calculated with respect to contributors who die in 2014 and who were not receiving a retirement pension.

Basic information 2013

Maximum Pensionable Earnings 51 100 $
Basic exemption 3 500 $
Contribution rate 10,20%
Maximum contribution for workers (5,10%) and employers (5,10%) 2 427,60 $
Maximum contribution for self-employed workers (10,20%) 4 855,20 $
Indexation rate for benefits as
at 1 January 2013
1,8%
Amount for the death benefit 2 500 $
Maximum amounts for pensions beginning in 20131
Retirement pension - age 65 1 012,50 $
Retirement pension - age 60 (70%) 708,75 $
Retirement pension - age 70 (142%) 1 437,75 $
Disability pension 1 212,87 $
Additional amount for disability for retirement pension beneficiaries 453,49 $
Pension for a disabled person's child 72,60 $
Orphan's pension 228,66 $
Surviving spouse's pension2 - beneficiary under age 45 not disabled, without dependent children 495,83 $
Surviving spouse's pension2 - beneficiary under age 45 not disabled, with dependent children 800,76 $
Surviving spouse's pension2 - beneficiary under age 45 disabled, with or without dependent children 833,18 $
Surviving spouse's pension2 - between ages 45 and 64 833,18 $
Surviving spouse's pension2 - age 65 or over 607,50 $
Amount for the death benefit 2 500 $
1. Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
2. Pension calculated with respect to contributors who die in 2013 and who were not receiving a retirement pension.

Québec Pension Plan Figures - Archives

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Did you know that?

Your Statement of Participation tells you how much you have contributed to the Québec Pension Plan since you began working.