Régie des rentes du Québec

The Québec Pension Plan at a glance

You will find below some basic information on the Plan and the maximum pensions and death benefit paid under the Plan.

Basic information on the Québec Pension Plan in 2015
Maximum Pensionable Earnings 53 600 $
Basic exemption 3 500 $
Contribution rate 10,50%
Maximum contribution for workers (5,25%) and employers (5,25%) 2 630,25 $
Maximum contribution for self-employed workers (10,50%) 5 260,50 $
Indexation rate for benefits as
at 1 January 2015
1,8%
Maximum amount for lump-sum
Death benefit 2 500 $
Maximum monthly amountsSee note(1)
Retirement pension
Age 65 (100% of the maximum pension) 1 038,33 $
Age 60 for individuals born in 1954 (68,2% of the maximum pension) 708,14 $
Age 60 for individuals born in december 1953 (70% of the maximum pension) 726,83 $
Age 70 (142% of the maximum pension) 1 474,43 $
Disability benefits
Disability pension 1 236,32 $
Additional amount for disability for retirement pension beneficiaries 457,57 $
Pension for a disabled person's child 73,25 $
Survivors’ benefits
Orphan's pension 230,72 $
Surviving spouse’s pensionSee note(2)
Beneficiary under age 45, not disabled, without dependent children 506,56 $
Beneficiary under age 45, not disabled, with dependent children 814,23 $
Beneficiary under age 45, disabled, with or without dependent children 846,94 $
Beneficiary between ages 45 and 64 846,94 $
Beneficiary age 65 or over 623,00 $
  1. Note 1 Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
  2. Note 2 Pension calculated with respect to contributors who die in 2014 and who were not receiving a retirement pension.
Basic information on the Québec Pension Plan in 2014
Maximum Pensionable Earnings 52 500 $
Basic exemption 3 500 $
Contribution rate 10,35%
Maximum contribution for workers (5,175%) and employers (5,175%) 2 535,75 $
Maximum contribution for self-employed workers (10,35%) 5 071,50 $
Indexation rate for benefits as
at 1 January 2014
0,9%

Maximum amount for lump-sum
Death benefit 2 500 $
Maximum monthly amounts See note(1)
Retirement pension
Age 65 (100% of the maximum pension) 1 038,33 $
Age 60 for individuals born in 1954 (68,2% of the maximum pension) 708,14 $
Age 60 for individuals born in december 1953 (70% of the maximum pension) 726,83 $
Age 70 (142% of the maximum pension) 1 474,43 $
Disability benefits
Disability pension 1 236,32 $
Additional amount for disability for retirement pension beneficiaries 457,57 $
Pension for a disabled person's child 73,25 $
Survivors’ benefits
Orphan's pension 230,72 $
Surviving spouse’s pension See note(2)
Beneficiary under age 45, not disabled, without dependent children 506,56 $
Beneficiary under age 45, not disabled, with dependent children 814,23 $
Beneficiary under age 45, disabled, with or without dependent children 846,94 $
Beneficiary between ages 45 and 64 846,94 $
Beneficiary age 65 or over 623,00 $
  1. Note 1 Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
  2. Note 2 Pension calculated with respect to contributors who were not receiving a retirement pension.

Québec Pension Plan Figures - Archives

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Did you know that?

Your Statement of Participation tells you how much you have contributed to the Québec Pension Plan since you began working.