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Québec Pension Plan Figures

You will find below some basic information on the Plan and the maximum pensions and death benefit paid under the Plan.

Basic information 2012
Maximum Pensionable Earnings	50 100 $
Basic exemption	3 500 $
Contribution rate	10,05 %
Maximum contribution for workers (5,025 %) and employers (5,025 %)	2 341,65 $
Maximum contribution for self-employed workers (10,05 %)	4 683,30 $
Indexation rate for benefits as at 1 January 2012	2,8 %
Amount for the death benefit	2 500 $

Maximum amounts for pensions beginning in 2012⁽¹⁾
Retirement pension - age 65	986,67 $
Retirement pension - age 60 (70%)	690,67 $
Retirement pension - age 70 (130%)	1 282,67 $
Disability pension	1 185,47 $
Pension for a disabled person's child	71,32 $
Orphan's pension	224,62 $
Surviving spouse's pension⁽²⁾ - beneficiary under age 45 not disabled, without dependent children	484,09 $
Surviving spouse's pension⁽²⁾ - beneficiary under age 45 not disabled, with dependent children	783,62 $
Surviving spouse's pension⁽²⁾ - beneficiary under age 45 disabled, with or without dependent children	815,47 $
Surviving spouse's pension⁽²⁾ - between ages 45 and 64	815,47 $
Surviving spouse's pension⁽²⁾ - age 65 or over	592,00 $
Amount for the death benefit	2 500 $

(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.

(2) Pension calculated with respect to contributors who die in 2012 and who were not receiving a retirement pension.

Basic information 2011
Maximum Pensionable Earnings	48 300 $
Basic exemption	3 500 $
Contribution rate	9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)	2 217,60 $
Maximum contribution for self-employed workers (9,9 %)	4 435,20 $
Indexation rate for benefits as at 1 January 2011	1,7 %
Amount for the death benefit	2500$

Maximum amounts for pensions beginning in 2011(3)
Retirement pension - age 65	960,00 $
Retirement pension - age 60 (70%)	672,00 $
Retirement pension - age 70 (130%)	1 248,00 $
Disability pension	1 153,34 $
Orphan's pension and pension for a disabled person's child	69,38 $
Surviving spouse's pension⁽⁴⁾ - beneficiary under age 45
Surviving spouse's pension⁽⁴⁾ - beneficiary under age 45 not disabled, without dependent children	470,98 $
Surviving spouse's pension⁽⁴⁾ - beneficiary under age 45 not disabled, with dependent children	762,35 $
Surviving spouse's pension⁽⁴⁾ - beneficiary under age 45 disabled, with or without dependent children	793,34 $
Surviving spouse's pension⁽⁴⁾ - between ages 45 and 64	793,34 $
Surviving spouse's pension⁽⁴⁾ - age 65 or over	576,00 $