Payment of your pension

  • It is suggested that you make your application from 1 to 3 months before the date you want to begin receiving your pension. Get information about retirement pension conditions of payment.
  • If you have already received or expect to receive benefits from a public or private agency (insurance company), you should verify with that agency whether or not receiving your retirement pension under the Québec Pension Plan will reduce your payments from that agency.
  • If you are over 65 and have not yet applied for your pension, it can paid retroactively instead of being increased by 8,4 % for each year of postponement.  
  • Payment of your retirement pension is not automatic. You must file an Application for a Retirement Pension to receive it.
  • Your pension is paid on the last working day of the month.
  • If the retired person dies, payment of the retirement pension stops.
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