Application for a Retirement Pension Under the Québec Pension Plan
Before you file an application
Did you know that your pension is calculated based on your employment earnings and the
age at which you begin to receive it? Consult your
Statement of Participation in My Account
for more information on the estimates of your retirement pension.
You need a
clicSÉQUR account to access My Account. To create your account, you will need a notice of assessment from Revenu Québec.
Complete your application. An estimate of your pension amount will appear on-screen.
Send your application and obtain an acknowledgment of receipt.
Consult the Notice of Decision in My Account.
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You will need:
- the dates of birth of your children, if applicable;
- your banking information to sign up for direct deposit.
When should you apply for your retirement pension?
At age 65, you can receive 100% of your retirement pension. If you apply for your pension after age 65, you will receive a
higher pension for life. If you apply for it between ages 60 and 65, you will receive a lower pension for life. The earlier you apply for your pension, the lower your amount will be.
To determine the right time to retire, you can use CompuPension. With this tool, you can estimate the amounts to which you are entitled and compare several scenarios. This will help you make a better-informed decision.
You can apply for your pension up to 12 months before the time you wish to receive your
How do you apply for your retirement pension?
Access My Account and choose of the following two options:
Other way of applying for your retirement pension
You can also complete the Application for a Retirement Pension Under the Québec Pension Plan form and send it to us online.