The Québec Pension Plan at a glance
You will find below some basic information on the Plan and the maximum pensions and death benefit paid under the Plan.
Basic information on the Québec Pension Plan in
2023
| Maximum Pensionable Earnings | $66 600 |
| Basic exemption | $3500 |
|
Contribution rate | |
| Base plan |
10.80% |
| Additional plan |
2.00% |
|
Maximum contribution for workers and employers | |
| Base plan (5.4%) | $3407.40 |
| Additional plan (1.00 %) | $631.00 |
|
Maximum contribution for self-employed workers | |
| Base plan (10.80%) | $6814.80 |
| Additional plan (2.00%) | $1262.00 |
Indexation rate for benefits as
at 1 January
2023 |
6.50% |
Maximum amount for lump-sum
| Death benefit | $2500 |
Maximum monthly amounts See
(note 1)
| Retirement pension |
|---|
| Age 65 (100% of the maximum pension) | $1306.57 |
| Age 60 (64% of the maximum pension) | $836.20 |
| Age 70 (142% of the maximum pension) | $1855.33 |
| Disability benefits |
|---|
| Disability pension | $1537.13 |
| Pension for a disabled person's child | $89.45 |
| Survivors' benefits |
|---|
| Orphan's pension | $281.72 |
| Surviving spouse's pension See
(note 2) |
|---|
| Beneficiary under age 45. not disabled. without dependent children | $649.20 |
| Beneficiary under age 45, not disabled, with dependent children | $1024.88 |
| Beneficiary under age 45, disabled, with or without dependent children | $1064.81 |
| Beneficiary between ages 45 and 64 | $1064.81 |
| Beneficiary age 65 or over | $804.13 |
-
Note 2 Pensions are calculated by using the average maximum pensionable earnings for the last five years. The amounts paid under the additional plan are included in the maximum amounts shown.Revenir à la référence
-
Note 3 Pension calculated with respect to contributors who were not receiving a retirement pension.Revenir à la référence
Basic information on the Québec Pension Plan in
2022
| Maximum Pensionable Earnings | $64 900 |
| Basic exemption | $3500 |
|
Contribution rate | |
| Base plan |
10.80% |
| Additional plan |
1.5% |
|
Maximum contribution for workers and employers | |
| Base plan (5.4%) | $3315.60 |
| Additional plan (0.75 %) | $460.50 |
|
Maximum contribution for self-employed workers | |
| Base plan (10.80%) | $6631.20 |
| Additional plan (1.5%) | $921 |
Indexation rate for benefits as
at 1 January
2022 |
2.7% |
Maximum amount for lump-sum
| Death benefit | $2500 |
Maximum monthly amounts See
(note 1)
| Retirement pension |
|---|
| Age 65 (100% of the maximum pension) | $1253.59 |
| Age 60 (64% of the maximum pension) | $802.30 |
| Age 70 (142% of the maximum pension) | $1780.10 |
| Disability benefits |
|---|
| Disability pension | $1463.83 |
| Additional amount for disability for retirement pension beneficiaries | $524.61 |
| Pension for a disabled person's child | $83.99 |
| Survivors' benefits |
|---|
| Orphan's pension | $264.53 |
| Surviving spouse's pension See
(note 2) |
|---|
| Beneficiary under age 45. not disabled. without dependent children | $602.86 |
| Beneficiary under age 45, not disabled, with dependent children | $955.61 |
| Beneficiary under age 45, disabled, with or without dependent children | $993.10 |
| Beneficiary between ages 45 and 64 | $993.10 |
| Beneficiary age 65 or over | $746.65 |
-
Note 2 Pensions are calculated by using the average maximum pensionable earnings for the last five years. The amounts paid under the additional plan are included in the maximum amounts shown.Revenir à la référence
-
Note 3 Pension calculated with respect to contributors who were not receiving a retirement pension.Revenir à la référence
Québec Pension Plan Figures - Archives