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The Québec Pension Plan at a glance

You will find below some basic information on the Plan and the maximum pensions and death benefit paid under the Plan.

Basic information on the Québec Pension Plan in 2020
Maximum Pensionable Earnings$58 700
Basic exemption$3500
Contribution rate 
Base plan 10.80%
Additional plan 0.60%
Maximum contribution for workers and employers 
Base plan (5.4%)$2980.80
Additional plan (0.30 %)$165.60
Maximum contribution for self-employed workers 
Base plan (10.80%)$5961.60
Additional plan (0.60%)$331.20
Indexation rate for benefits as
at 1 January 2020
1.9%
Maximum amount for lump-sum
Death benefit$2500
Maximum monthly amounts See note(1)
Retirement pension
Age 65 (100% of the maximum pension) $1177.30
Age 60 (64% of the maximum pension)$753.47
Age 70 (142% of the maximum pension)$1671.77
Disability benefits
Disability pension$1388.46
Additional amount for disability for retirement pension beneficiaries$505.76
Pension for a disabled person's child$80.97
Survivors' benefits
Orphan's pension$255.03
Surviving spouse's pension See note(2)
Beneficiary under age 45, not disabled, without dependent children$571.48
Beneficiary under age 45, not disabled, with dependent children$911.55
Beneficiary under age 45, disabled, with or without dependent children$947.70
Beneficiary between ages 45 and 64$947.70
Beneficiary age 65 or over$706.65
  1. Note 1 Pensions calculated using the average of maximum pensionable earnings for the last 5 years. The amounts paid under the additional plan are included in the maximum amounts shown. However, payment of those pensions will begin at the end of 2021 only, and will be retroactive.
  2. Note 2 Pension calculated with respect to contributors who were not receiving a retirement pension.
Basic information on the Québec Pension Plan in 2019
Maximum Pensionable Earnings$57 400
Basic exemption$3500
Contribution rate
Base plan 10.80%
Additional plan 0.30%
Maximum contribution for workers and employers
Base plan (5.4%)$2910.60
Additional plan (0.15 %)$80.85
Maximum contribution for self-employed workers
Base plan (10.80%)$5821.20
Additional plan (0.30%)$161.70
Indexation rate for benefits as
at 1 January 2019
2.3%
Maximum amount for lump-sum
Death benefit$2500
Maximum monthly amounts See note(1)
Retirement pension
Age 65 (100% of the maximum pension) $1154.58
Age 60 (64% of the maximum pension)$738.93
Age 70 (142% of the maximum pension)$1639.50
Disability benefits
Disability pension$1362.27
Additional amount for disability for retirement pension beneficiaries$496.33
Pension for a disabled person's child$79.46
Survivors' benefits
Orphan's pension$250.27
Surviving spouse's pension See note(2)
Beneficiary under age 45, not disabled, without dependent children$562.22
Beneficiary under age 45, not disabled, with dependent children$895.95
Beneficiary under age 45, disabled, with or without dependent children$931.43
Beneficiary between ages 45 and 64$931.43
Beneficiary age 65 or over$696.15
  1. Note 1 Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
  2. Note 2 Pension calculated with respect to contributors who were not receiving a retirement pension.

Québec Pension Plan Figures - Archives

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Did you know?

Your Statement of Participation in the Québec Pension Plan tells you how much you have contributed to the Plan since you began working.