The Québec Pension Plan at a glance

You will find below some basic information on the Plan and the maximum pensions and death benefit paid under the Plan.

Basic information on the Québec Pension Plan in 2018
Maximum Pensionable Earnings $55 900
Basic exemption $3500
Contribution rate 10.80%
Maximum contribution for workers (5.4%) and employers (5.4%) $2829.60
Maximum contribution for self-employed workers (10.80%) $5659.20
Indexation rate for benefits as
at 1 January 2018
1.5%
Maximum amount for lump-sum
Death benefit $2500
Maximum monthly amounts See note(1)
Retirement pension
Age 65 (100% of the maximum pension) $1134.17
Age 60 (64% of the maximum pension) $725.87
Age 70 (142% of the maximum pension) $1610.52
Disability benefits
Disability pension $1335.80
Additional amount for disability for retirement pension beneficiaries $485.17
Pension for a disabled person's child $77.67
Survivors' benefits
Orphan's pension $244.64
Surviving spouse's pension See note(2)
Beneficiary under age 45, not disabled, without dependent children $549.57
Beneficiary under age 45, not disabled, with dependent children $875.80
Beneficiary under age 45, disabled, with or without dependent children $910.48
Beneficiary between ages 45 and 64 $910.48
Beneficiary age 65 or over $680.50
  1. Note 1 Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
  2. Note 2 Pension calculated with respect to contributors who were not receiving a retirement pension.
Basic information on the Québec Pension Plan in 2017
Maximum Pensionable Earnings 55 300 $
Basic exemption 3 500 $
Contribution rate 10,80%
Maximum contribution for workers (5,4%) and employers (5,4%) 2 797,20 $
Maximum contribution for self-employed workers (10,80%) 5 594,40 $
Indexation rate for benefits as
at 1 January 2017
1,4%
Maximum amount for lump-sum
Death benefit 2 500 $
Maximum monthly amounts See note(1)
Retirement pension
Age 65 (100% of the maximum pension) 1 114,17 $
Age 60 (64% of the maximum pension) 713,07 $
Age 70 (142% of the maximum pension) 1 582,12 $
Disability benefits
Disability pension 1 313,63 $
Additional amount for disability for retirement pension beneficiaries 478,00 $
Pension for a disabled person's child 76,52 $
Survivors' benefits
Orphan's pension 241,02 $
Surviving spouse's pension See note(2)
Beneficiary under age 45, not disabled, without dependent children 540,23 $
Beneficiary under age 45, not disabled, with dependent children 861,64 $
Beneficiary under age 45, disabled, with or without dependent children 895,81 $
Beneficiary between ages 45 and 64 895,81 $
Beneficiary age 65 or over 668,50 $
  1. Note 1 Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
  2. Note 2 Pension calculated with respect to contributors who were not receiving a retirement pension.

Québec Pension Plan Figures - Archives

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Did you know?

Your Statement of Participation in the Québec Pension Plan tells you how much you have contributed to the Plan since you began working.