Québec Pension Plan Figures - Archives

Basic information on the Québec Pension Plan in 2017
Maximum Pensionable Earnings55 300 $
Basic exemption3 500 $
Contribution rate10,80%
Maximum contribution for workers (5,4%) and employers (5,4%)2 797,20 $
Maximum contribution for self-employed workers (10,80%)5 594,40 $
Indexation rate for benefits as
at 1 January 2017
1,4%
Maximum amount for lump-sum
Death benefit2 500 $
Maximum monthly amounts See note(1)
Retirement pension
Age 65 (100% of the maximum pension) 1 114,17 $
Age 60 (64% of the maximum pension)713,07 $
Age 70 (142% of the maximum pension)1 582,12 $
Disability benefits
Disability pension1 313,63 $
Additional amount for disability for retirement pension beneficiaries478,00 $
Pension for a disabled person's child76,52 $
Survivors' benefits
Orphan's pension241,02 $
Surviving spouse's pension See note(2)
Beneficiary under age 45, not disabled, without dependent children540,23 $
Beneficiary under age 45, not disabled, with dependent children861,64 $
Beneficiary under age 45, disabled, with or without dependent children895,81 $
Beneficiary between ages 45 and 64895,81 $
Beneficiary age 65 or over668,50 $
  1. Note 1 Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
  2. Note 2 Pension calculated with respect to contributors who were not receiving a retirement pension.
Basic information on the Québec Pension Plan in 2016
Maximum Pensionable Earnings54 900 $
Basic exemption3 500 $
Contribution rate10,65%
Maximum contribution for workers (5,325%) and employers (5,325%)2 737,05 $
Maximum contribution for self-employed workers (10,65%)5 474,10 $
Indexation rate for benefits as
at 1 January 2016
1,2%
Maximum amount for lump-sum
Death benefit2 500 $
Maximum monthly amounts See note(1)
Retirement pension
Age 65 (100% of the maximum pension) 1 092,50 $
Age 60 (64% of the maximum pension)699,20 $
Age 70 (142% of the maximum pension)1 551,35 $
Disability benefits
Disability pension1 290,78 $
Additional amount for disability for retirement pension beneficiaries471,40 $
Pension for a disabled person's child75,46 $
Survivors' benefits
Orphan's pension237,69 $
Surviving spouse's pension See note(2)
Beneficiary under age 45, not disabled, without dependent children530,42 $
Beneficiary under age 45, not disabled, with dependent children847,39 $
Beneficiary under age 45, disabled, with or without dependent children881,09 $
Beneficiary between ages 45 and 64881,09 $
Beneficiary age 65 or over655,50 $
  1. Note 1 Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
  2. Note 2 Pension calculated with respect to contributors who were not receiving a retirement pension.
Basic information on the Québec Pension Plan in 2015
Maximum Pensionable Earnings53 600 $
Basic exemption3 500 $
Contribution rate10,50%
Maximum contribution for workers (5,25%) and employers (5,25%)2 630,25 $
Maximum contribution for self-employed workers (10,50%)5 260,50 $
Indexation rate for benefits as
at 1 January 2015
1,8%

Maximum amount for lump-sum
Death benefit2 500 $
Maximum monthly amounts See note(1)
Retirement pension
Age 65 (100% of the maximum pension) 1 065 $
Age 60 (66,4% of the maximum pension)707,16 $
Age 70 (142% of the maximum pension)1 512,30 $
Disability benefits
Disability pension1 264,56 $
Additional amount for disability for retirement pension beneficiaries465,81 $
Pension for a disabled person's child74,57 $
Survivors' benefits
Orphan's pension234,87 $
Surviving spouse's pension See note(2)
Beneficiary under age 45, not disabled, without dependent children518,68 $
Beneficiary under age 45, not disabled, with dependent children831,89 $
Beneficiary under age 45, disabled, with or without dependent children865,19 $
Beneficiary between ages 45 and 64865,19 $
Beneficiary age 65 or over639 $
  1. Note 1 Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
  2. Note 2 Pension calculated with respect to contributors who were not receiving a retirement pension.
Basic information on the Québec Pension Plan in 2014
Maximum Pensionable Earnings52 500 $
Basic exemption3 500 $
Contribution rate10,35%
Maximum contribution for workers (5,175%) and employers (5,175%)2 535,75 $
Maximum contribution for self-employed workers (10,35%)5 071,50 $
Indexation rate for benefits as
at 1 January 2014
0,9%

Maximum amount for lump-sum
Death benefit2 500 $
Maximum monthly amounts See note(1)
Retirement pension
Age 65 (100% of the maximum pension)1 038,33 $
Age 60 for individuals born in 1954 (68,2% of the maximum pension)708,14 $
Age 60 for individuals born in december 1953 (70% of the maximum pension)726,83 $
Age 70 (142% of the maximum pension)1 474,43 $
Disability benefits
Disability pension1 236,32 $
Additional amount for disability for retirement pension beneficiaries457,57 $
Pension for a disabled person's child73,25 $
Survivors' benefits
Orphan's pension230,72 $
Surviving spouse's pension See note(2)
Beneficiary under age 45, not disabled, without dependent children506,56 $
Beneficiary under age 45, not disabled, with dependent children814,23 $
Beneficiary under age 45, disabled, with or without dependent children846,94 $
Beneficiary between ages 45 and 64846,94 $
Beneficiary age 65 or over623,00 $
  1. Note 1 Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
  2. Note 2 Pension calculated with respect to contributors who were not receiving a retirement pension.

Basic information 2013

Maximum Pensionable Earnings51 100 $
Basic exemption3 500 $
Contribution rate10,20%
Maximum contribution for workers (5,10%) and employers (5,10%)2 427,60 $
Maximum contribution for self-employed workers (10,20%)4 855,20 $
Indexation rate for benefits as
at 1 January 2013
1,8%
Amount for the death benefit2 500 $
Maximum amounts for pensions beginning in 20131
Retirement pension - age 651 012,50 $
Retirement pension - age 60 (70%)708,75 $
Retirement pension - age 70 (142%)1 437,75 $
Disability pension1 212,87 $
Additional amount for disability for retirement pension beneficiaries453,49 $
Pension for a disabled person's child72,60 $
Orphan's pension 228,66 $
Surviving spouse's pension2 - beneficiary under age 45 not disabled, without dependent children 495,83 $
Surviving spouse's pension2 - beneficiary under age 45 not disabled, with dependent children 800,76 $
Surviving spouse's pension2 - beneficiary under age 45 disabled, with or without dependent children 833,18 $
Surviving spouse's pension2 - between ages 45 and 64 833,18 $
Surviving spouse's pension2 - age 65 or over607,50 $
Amount for the death benefit2 500 $
1. Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
2. Pension calculated with respect to contributors who die in 2013 and who were not receiving a retirement pension.

Basic information 2012

Maximum Pensionable Earnings50 100 $
Basic exemption3 500 $
Contribution rate10,05%
Maximum contribution for workers (5,025%) and employers (5,025%)2 341,65 $
Maximum contribution for self-employed workers (10,05%)4 683,30 $
Indexation rate for benefits as
at 1 January
2,8 %
Amount for the death benefit2500 $

Maximum amounts for pensions beginning in 20123

Retirement pension - age 65986,67 $
Retirement pension - age 60 (70%)690,67 $
Retirement pension - age 70 (130%)1 282,67 $
Disability pension1 185,47 $
Orphan's pension and pension for a disabled person's child71,32 $
Surviving spouse's pension4 - beneficiary under age 45
Surviving spouse's pension4 - beneficiary under age 45 not disabled, without dependent children484,09 $
Surviving spouse's pension4 - beneficiary under age 45 not disabled, with dependent children783,62 $
Surviving spouse's pension4 - beneficiary under age 45 disabled, with or without dependent children 815,47 $
Surviving spouse's pension4 - between ages 45 and 64815,47 $
Surviving spouse's pension4 - age 65 or over592,00 $
3. Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
4. Pension calculated with respect to contributors who die in 2012 and who were not receiving a retirement pension.

Basic information 2011

Maximum Pensionable Earnings48 300 $
Basic exemption3 500 $
Contribution rate9,9%
Maximum contribution for workers (4,95%) and employers (4,95%)2 217,60 $
Maximum contribution for self-employed workers (9,9%)4 435,20 $
Indexation rate for benefits as
at 1 January 2011
1,7%
Amount for the death benefit2500$

Maximum amounts for pensions beginning in 20113

Retirement pension - age 65960,00 $
Retirement pension - age 60 (70%)672,00 $
Retirement pension - age 70 (130%)1 248,00 $
Disability pension1 153,34 $
Orphan's pension and pension for a disabled person's child69,38 $
Surviving spouse's pension4 - beneficiary under age 45
Surviving spouse's pension4 - beneficiary under age 45 not disabled, without dependent children470,98 $
Surviving spouse's pension4 - beneficiary under age 45 not disabled, with dependent children762,35 $
Surviving spouse's pension4 - beneficiary under age 45 disabled, with or without dependent children 793,34 $
Surviving spouse's pension4 - between ages 45 and 64 793,34 $
Surviving spouse's pension4 - age 65 or over576,00 $
3. Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
4. Pension calculated with respect to contributors who die in 2011 and who were not receiving a retirement pension.
Basic information 2010
Maximum Pensionable Earnings47 200 $
Basic exemption3 500 $
Contribution rate9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)2 163,15 $
Maximum contribution for self-employed workers (9,9 %)4 326,30 $
Indexation rate for benefits as
at 1 January 2010
0,4 %

Maximum amounts for pensions
beginning in 2010(1)

Retirement pension
- age 65934,17 $
- age 60 (70%)653,92 $
- age 70 (130%)1 214,42 $
Disability pension1 126,73 $
Orphan's pension and pension for a disabled person's child68,22 $
Surviving spouse's pension(2)
- beneficiary under age 45
without dependent children, not disabled 459,43 $
with dependent children, not disabled 745,93 $
disabled, with or without dependent children 776,41 $
- between ages 45 and 64 776,41 $
- age 65 or over560,50 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2010 and who were not receiving a retirement pension.

Basic information 2009
Maximum Pensionable Earnings46 300 $
Basic exemption3 500 $
Contribution rate9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)2 118,60 $
Maximum contribution for self-employed workers (9,9 %)4 237,20 $
Indexation rate for benefits as
at 1 January 2009
2,5 %

Maximum amounts for pensions
beginning in 2009(1)

Retirement pension
- age 65908,75 $
- age 60 (70%)636,13 $
- age 70 (130%)1 181,38 $
Disability pension1 105,96 $
Orphan's pension and pension for a disabled person's child67,95 $
Surviving spouse's pension(2)
- beneficiary under age 45

- without dependent children, not
disabled

449,47 $

- with dependent children, not
disabled

734,82 $

- disabled, with or without dependent
children

765,18 $
- between ages 45 and 64 765,18 $
- age 65 or over545,25 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2009 and who were not receiving a retirement pension.



Basic information 2008
Maximum Pensionable Earnings44 900 $
Basic exemption3 500 $
Contribution rate9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)2 049,30 $
Maximum contribution for self-employed workers (9,9 %)4 098,60 $
Indexation rate for benefits as
at 1 January 2007
2,0 %

Maximum amounts for pensions
beginning in 2007(1)

Retirement pension
- age 65884,58 $
- age 60 (70%)619,21 $
- age 70 (130%)1 149,95 $
Disability pension1 077,49 $
Orphan's pension and pension for a disabled person's child66,29 $
Surviving spouse's pension(2)
- beneficiary under age 45

- without dependent children, not
disabled

437,76 $

- with dependent children, not
disabled

716,15 $

- disabled, with or without dependent
children

745,77 $
- between ages 45 and 64745,77 $
- age 65 or over530,75 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2008 and who were not receiving a retirement pension.



Basic information 2007
Maximum Pensionable Earnings43 700 $
Basic exemption3 500 $
Contribution rate9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)1 989,90 $
Maximum contribution for self-employed workers (9,9 %)3 979,80 $
Indexation rate for benefits as
at 1 January 2007
2,1 %

Maximum amounts for pensions
beginning in 2007(1)

Retirement pension
- age 65863,75 $
- age 60 (70%)604,63 $
- age 70 (130%)1 122,88 $
Disability pension1 053,74 $
Orphan's pension and pension for a disabled person's child64,99 $
Surviving spouse's pension(2)
- beneficiary under age 45

- without dependent children, not
disabled

427,87 $

- with dependent children, not
disabled

700,80 $

- disabled, with or without dependent
children

729,84 $
- between ages 45 and 64729,84 $
- age 65 or over518,25 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2007 and who were not receiving a retirement pension.


Basic information 2006
Maximum Pensionable Earnings42 100 $
Basic exemption3 500 $
Contribution rate9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)1 910,70 $
Maximum contribution for self-employed workers (9,9 %)3 821,40 $
Indexation rate for benefits as
at 1 January 2006
2,3 %


Maximum amounts for pensions
beginning in 2006(1)

Retirement pension
- age 65844,58 $
- age 60 (70%)591,21 $
- age 70 (130%)1 097,95 $
Disability pension1 031,02 $
Orphan's pension and pension for a disabled person's child63,65 $
Surviving spouse's pension(2)
- beneficiary under age 45

- without dependent children, not
disabled

418,54 $

- with dependent children, not
disabled

685,86 $

- disabled, with or without dependent
children

714,30 $
- between ages 45 and 54714,30 $
- between ages 55 and 64716,31 $
- age 65 or over506,75 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2006 and who were not receiving a retirement pension.


Basic information 2005
Maximum Pensionable Earnings41 100 $
Basic exemption3 500 $
Contribution rate9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)1 861,20 $
Maximum contribution for self-employed workers (9,9 %)3 722,40 $
Indexation rate for benefits as
at 1 January 2005
1,7 %


Maximum amounts for pensions
beginning in 2005(1)

Retirement pension
- age 65828,75 $
- age 60 (70%)580,13 $
- age 70 (130%)1 077,38 $
Disability pension1 010,20 $
Orphan's pension and pension for a disabled person's child62,22 $
Surviving spouse's pension(2)
- beneficiary under age 45

- without dependent children, not
disabled

410,31 $

- with dependent children, not
disabled

671,62 $

- disabled, with or without
dependent children

699,42 $
- between ages 45 and 54699,42 $
- between ages 55 and 64710,37 $
- age 65 or over497,25 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2005 and who were not receiving a retirement pension.



Information 2004

Basic information

Maximum Pensionable Earnings40 500 $
Basic exemption3 500 $
Contribution rate9,9 %
Maximum contribution for workers (4,95 %) and employers (4,95 %)1 831,50 $
Maximum contribution for self-employed workers (9,9 %)3 663,00 $
Indexation rate for benefits as
at 1 January 2004
3,2 %


Maximum amounts for pensions
beginning in 2004 (1)

Retirement pension
- age 65814,17 $
- age 60 (70%)569,92 $
- age 70 (130%)1 058,42 $
Disability pension992,77 $
Orphan's pension and pension for a disabled person's child61,18 $
Surviving spouse's pension (2)
- beneficiary under age 45

- without dependent children, not
disabled

403,18 $

- with dependent children, not
disabled

660,12 $

- disabled, with or without
dependent children

687,45 $
- between ages 45 and 54687,45 $
- between ages 55 and 64704,90 $
- age 65 or over488,50 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2004 and who were not receiving a retirement pension.

Information 2003

Basic information

Maximum Pensionable Earnings39 900 $
Basic exemption3 500 $
Contribution rate9,9 %
Maximum contribution for workers and employers (4,95 %)1 801,80 $
Maximum contribution for self-employed workers (9,9 %)3 603,60 $
Indexation rate for benefits as
at 1 January 2003
1,6 %


Maximum amounts for pensions
beginning in 2003 (1)

Retirement pension
- age 65801,25 $
- age 60 (70%)560,88 $
- age 70 (130%)1 041,63 $
Disability pension971,23 $
Orphan's pension and pension for a disabled person's child59,28 $
Surviving spouse's pension (2)
- beneficiary under age 45

- without dependent children, not
disabled

395,31 $

- with dependent children, not
disabled

644,28 $

- disabled, with or without
dependent children

670,76 $
- between ages 45 and 54670,76 $
- between ages 55 and 64700,06 $
- age 65 or over480,75 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2003 and who were not receiving a retirement pension.


Information 2002

Basic information

Maximum Pensionable Earnings39 100 $
Basic exemption3 500 $
Contribution rate9,4 %
Maximum contribution for workers and employers (4,7 %)1 673,20 $
Maximum contribution for self-employed workers (9,4 %)3 346,40 $
Indexation rate for benefits as
at 1 January 2002
3,0 %


Maximum amounts for pensions
beginning in 2002 (1)

Retirement pension
- age 65788,75 $
- age 60 (70%)552,13 $
- age 70 (130%)1 025,38 $
Disability pension956,02 $
Orphan's pension and pension for a disabled person's child58,35 $
Surviving spouse's pension (2)
- beneficiary under age 45

- without dependent children, not
disabled

389,13 $

- with dependent children, not
disabled

634,18 $

- disabled, with or without
dependent children

660,24 $
- between ages 45 and 54660,24 $
- between ages 55 and 64695,37 $
- age 65 or over473,25 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2002 and who were not receiving a retirement pension.



Information 2001

Maximum Pensionable Earnings

Maximum Pensionable Earnings38 300 $
Basic exemption3 500 $
Contribution rate8,6 %
Maximum contribution for workers and employers (4,3 %)1 496,40 $
Maximum contribution for self-employed workers (8,6 %)2 992,80 $
Indexation rate for benefits as
at 1 January 2001
2,5 %


Maximum amounts for pensions
beginning in 2001 (1)

Retirement pension
- age 65775,00 $
- age 60 542,50 $
Disability pension956,02 $
Orphan's pension and pension for a disabled person's child56,65 $
Surviving spouse's pension (2)
- beneficiary under age 45

- without dependent children, not
disabled

381,26 $

- with dependent children, not
disabled

619,17 $

- disabled, with or without
dependent children

644,47 $
- between ages 45 and 54644,47 $
- between ages 55 and 64690,22 $
- age 65 or over465,00 $

Amount for the death benefit
2 500 $
(1) Pensions calculated using the average of maximum pensionable earnings for the last 5 years.
(2) Pension calculated with respect to contributors who die in 2001 and who were not receiving a retirement pension.
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Your Statement of Participation tells you how much you have contributed to the Québec Pension Plan since you began working.