Applying for disability benefits

Before applying for disability benefits

Although the Québec Pension Plan (QPP) offers, under certain conditions, a disability pension to individuals who are severely and permanently disabled, certain individuals may have bought disability insurance with a private insurance company.

If you have done so, before you apply for disability benefits with Retraite Québec, we recommend that you check the provisions of your contract with your insurance company to find out whether you are under the obligation to do so. If you apply for disability benefits with Retraite Québec, your insurance company could coordinate the benefits it is paying you with the ones you are receiving under the QPP. This means that the benefits you receive from your insurance company will decrease based on the amount of the benefits you receive from Retraite Québec. However, you must complete and sign the Consent and Application for Remittance of Disability Benefits to an Insurer form (RRQ 004A) along with a representative of your insurance company.

To apply for a disability pension, follow the guide

Use our My Account online service to track your request or application at any time.

Follow these 4 easy steps:

  1. Download the Application for Disability Benefits Under the Québec Pension Plan.
  2. Complete the form onscreen, following the instructions carefully. Be sure to give your Social Insurance Number.
  3. Print the form. Mail the first two parts (Application for Disability Benefits Under the Québec Pension Plan and Consent Regarding the Release of Medical and Psychosocial Information) to:

    Retraite Québec
    Case postale 5200
    Québec (Québec) G1K 7S9 
  4. Complete section 1 of the Medical Report form and send it to your attending physician, who will write the report and send it to Retraite Québec.

For a pension for a disabled person's child

Don't forget to fill out the section "Application for a pension for a disabled person's child" on the Application for Disability Benefits Under the Québec Pension Plan.

Important

  • Send us your application form as soon as you have filled it out. Do not wait for the completed Medical Report from your physician. The date on which we receive your application can have an impact on the type of disability benefit that will be payable as well as the starting date of the benefit. For further information, contact Retraite Québec as soon as possible.
  • You will have to pay the fees charged by your physician for preparing the Medical Report.

You can also obtain the Application for Disability Benefits with the Medical Report form:

  • at one of Retraite Québec's client service centres;
  • from Services Québec;
  • at your Centre local de services communautaires (CLSC);
  • at the office of your member of the National Assembly.
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