Workers who are already receiving a retirement pension under the Québec Pension Plan (QPP) and who work must contribute to the Plan once your earnings exceed the $3500 basic exemption.
These contributions entitle you to an increase in your retirement pension: the retirement pension supplement.
No application needs to be filed because we will automatically pay it.
Even if the supplement is payable as of 1 January, it usually takes a few months before we receive from
Revenu Québec the information required to calculate it. We will pay the amounts owing retroactive to 1 January.
Louise is receiving a retirement pension of $750 per month. In 2020, her employment earnings were $22 700. She contributes to the Québec Pension Plan based on employment earnings of $19 200 ($22 700 minus the basic exemption of $3500). On 1 January 2021, Louise was be entitled to a supplement of about $9 a month ($19 200 x 0.548% = $105 a year) because of the contributions she made. If she continues to work in the following years, new supplements will be added to her pension for each year worked.