LIRAs and LIFs

This section is for professionals whose duties are related to locked-in retirement accounts (LIRAs) and life income funds (LIFs).

LIRAs and LIFs subject to the Supplemental Pension Plans Act are monitored by Retraite Québec. As such, Retraite Québec must: 

  • ensure that the conditions relating to LIRAs and LIFs as eligible transfer instruments are fulfilled
  • register the texts of standard LIRA and LIF contracts and any subsequent amendments.

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Practical corner

The Gouvernement du Québec publishes its Web pages in French. Consistent with the Charter of the French Language and to inform stakeholders outside Québec, this page is also published in English.

LIF Quick Calc - Determining how much you can widthdraw from your LIF in 2020.