LIRAs and LIFs

Important notice - 2021


See our Frequently Asked Questions for details on the temporary easing measure we have implemented regarding LIF withdrawals during the COVID-19 pandemic.

Please note that our LIF Quick Calc tool, which makes it possible to determine the amounts that you can withdraw from an LIF, does not take into account the measure and will not be modified during the outbreak.

This section is for professionals whose duties are related to locked-in retirement accounts (LIRAs) and life income funds (LIFs).

LIRAs and LIFs subject to the Supplemental Pension Plans Act are monitored by Retraite Québec. As such, Retraite Québec must: 

  • ensure that the conditions relating to LIRAs and LIFs as eligible transfer instruments are fulfilled
  • register the texts of standard LIRA and LIF contracts and any subsequent amendments.

Below is the information that you need to...

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Other useful links

The Gouvernement du Québec publishes its Web pages in French. Consistent with the Charter of the French Language and to inform stakeholders outside Québec, this page is also published in English.

LIF Quick Calc - Determining how much you can widthdraw from your LIF in 2020.
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