LIRAs and LIFs

This section is for professionals whose duties are related to locked-in retirement accounts (LIRAs) and life income funds (LIFs).

LIRAs and LIFs subject to the Supplemental Pension Plans Act are monitored by the Régie des rentes du Québec. As such, the Régie must: 

• ensure that the conditions relating to LIRAs and LIFs as eligible transfer instruments are fulfilled
• register the texts of standard LIRA and LIF contracts and any subsequent amendments.

Below is the information that you need to...

• determine which law applies to LIRAs and LIFs 
• find the financial institutions authorized to offer LIRAs or LIFs
• register and revoke standard contracts
• apply the conditions to refund LIRAs and LIFs

To find out more...

• Reference rates for LIFs
• LIRA and LIF schedules prescribed by regulation
• Fee schedule

Other useful links...