A child turns 18 - What starts  

• All workers 18 and over contribute to the Québec Pension Plan if they earn over 3 500 $ a year.
• Contributing eventually entitles a person to pensions and benefits under the Québec Pension Plan. The person can also give entitlement to a pension for a disabled person's child, a death benefit, a surviving spouse's pension and an orphan's pension, depending on the situation.
• Young adults should consider financial planning for retirement as soon as possible. The earlier a person starts saving, the greater the amount that will have been accumulated by retirement time.

To learn more about the Plan

Download the booklet Welcome to the Québec Pension Plan!, which is for new contributors.