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Retirement
Voluntary Retirement Savings Plans (VRSPs)
Retiring as a couple
Information sessions concerning retirement
A retirement pension under the Québec Pension Plan
Eligibility
When should you apply for your pension?
Factors to consider before applying for your retirement pension
How the amount is calculated
Retirement pension supplement
Payment of a pension
To question or contest a decision
Financial planning for retirement
Income from a supplemental pension plan
Income from an LIRA or LIF
Phased retirement
Sources of income at retirement
Your situation changes
Retirement
Voluntary Retirement Savings Plans (VRSPs)
Retiring as a couple
Information sessions concerning retirement
A retirement pension under the Québec Pension Plan
Eligibility
When should you apply for your pension?
Factors to consider before applying for your retirement pension
How the amount is calculated
Retirement pension supplement
Payment of a pension
To question or contest a decision
Financial planning for retirement
Income from a supplemental pension plan
Income from an LIRA or LIF
Phased retirement
Sources of income at retirement
Your situation changes
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Retirement
A retirement pension under the Québec Pension Plan
Payment of a pension
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Payment of your pension
It is suggested that you file your application from 1 to 3 months before the date you want to begin receiving your pension. Get information about retirement pension
conditions of payment
.
If you have already received or expect to receive benefits from a public or private agency (insurance company), you should verify with that agency whether or not receiving your retirement pension under the Québec Pension Plan will reduce your payments from that agency.
If you are over 65 and have not yet applied for your pension, it can
paid retroactively
or be increased by 8.4 % for each year of postponement.
Payment of your pension under the Québec Pension Plan is not automatic. You must file an
Application for a Retirement Pension Under the Québec Pension Plan
for payment to begin.
Your pension is paid on the last working day of the month.
If the
retired person dies
, payment of the retirement pension stops.
Tweeter
Practical corner
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For more information about retirement pensions
Application for a Retirement Pension Under the Québec Pension Plan
Payment dates
Change of address
Direct Deposit
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