Eligibility for a retirement pension under the Québec Pension Plan
If you are age 60 or over, you do not need to have stopped working to receive your retirement pension under the Québec Pension Plan. However, you must have contributed to the Québec Pension Plan for at least 1 year.
worked elsewhere in Canada, we also take into account contributions you made to the Canada Pension Plan when calculating the amount of your retirement pension.
no longer live in Québec, you are still entitled to your pension.
You cannot receive your retirement pension before age 65 if you are receiving an unreduced income replacement indemnity from the
Commission des normes, de l'équité, de la santé et de la sécurité du travail (CNESST) or if you are entitled to an indemnity from the
Société de l'assurance automobile du Québec (SAAQ) and
Retraite Québec has deemed you to be disabled for the same disability.
Payment of your pension under the Québec Pension Plan is not automatic. Once you are eligible for a retirement pension under the Québec Pension Plan, the simplified
Spotlight on Your Retirement form is automatically uploaded to
My Account. You can therefore file and track it. The simplified form is sent to you at age 59 and 6 months. If you do not complete it, you will receive a new form at age 64 and 6 months. The simplified form must be accepted as is and payment begins the month following acceptance (or at age 60 if you accepted the simplified form before that age).
You can also file your
Application for a Retirement Pension Under the Québec Pension Plan in My Account.
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