The retirement pension under the Québec Pension Plan
The normal age to receive a retirement pension under the Québec Pension Plan (QPP) is 65. At that age, you will receive 100% of the expected amounts each month. If you apply for your pension after age 65, you will receive a
higher pension for life. However, if you apply for it between ages 60 and 65, you will receive a
lower pension for life.
Your retirement pension is calculated based on the age at which you apply for it. It also depends on the employment earnings on which you contributed under the
Québec Pension Plan.
For your retirement, you must take into account other sources of income, such as:
Statement of Participation under the Québec Pension Plan
Your
Statement of Participation is a valuable tool that allows you to plan financially your retirement. It is available at all times in
My Account. You will find the employment earnings entered in your file, which are used for the calculation of your contributions to the
QPP. It also provides an estimate of the benefits that you and your family could receive once you retire, you die, or in the event of a disability.
For more information