You no longer live in Québec

• Where must you apply for your retirement pension?
• How to apply for your pension
• How will it be paid?

If you are already receiving your retirement pension under the Québec Pension Plan, you will continue to receive it, wherever you live. We can make your payments by direct deposit in many countries.

Where must you apply for your retirement pension under the Québec Pension Plan?

• If you have always worked in Québec, but now live elsewhere in Canada, you therefore contributed to the Québec Pension Plan. You must file your application for your pension under the Québec Pension Plan with Retraite Québec.
• If you have worked in Québec and elsewhere in Canada, and now live elsewhere in Canada, you therefore contributed to both the Québec Pension Plan and the Canada Pension Plan. You must file your application for your pension with Employment and Social Development Canada . You can also contact this agency by telephone at 1 800 622-6232.
• If you have worked in Québec and elsewhere in Canada and now live outside Canada, you retain all of the benefits you accumulated under both plans and you can file an application for your pension with the agency that administers the plan in your last province of residence in Canada. If your last province of residence was Québec, you can file your application for your pension with Retraite Québec.

How to apply for your retirement pension

How often are payments made?

Your pension is paid on the last working day of the month.

Sign up for direct deposit to receive your payments in your bank account.

Living outside Canada?

In certain cases, your pension can be paid by direct deposit in the currency of your country of residence. See the list of countries or territories where direct deposit is currently offered.