Entitlement to a retirement pension under the Québec pension Plan

Workers can receive a retirement pension as of age 60, provided they contributed to the Québec Pension Plan for at least one year. They do not need to have stopped working.

In the event of disability

• If a worker stops working for health reasons and is under age 65, he or she can apply for disability benefits.

Reasons for refusing a retirement pension

A person cannot receive a retirement pension under the Québec Pension Plan if:

• he or she is receiving an unreduced income replacement indemnity from the CSST 
• he or she is receiving an indemnity from the SAAQ  , and Retraite Québec has deemed him or her to be disabled for the same disability.

Statement of Participation under the Québec Pension Plan

Your Statement of Participation is a great tool for financial planning for retirement. Available at all times, it indicates the employment earnings recorded under your name on which you have contributed to the Plan. It also provides an estimate of the benefits that you and your family could receive when you retire or in the event of death or disability.